Who has State Farm Insurance? - Page 2

2SScamaro2010 · 02-10-2014, 09:00 PM

They kept pulling that carp with me and then I dropped them. I went with one of our local insurance places that shops around for you and find the lowest rates. I went from about 6000 a year to 3500 a year. ( house, 3 cars, married, 24 years old, no tickets or accidents) It pays to shop around lol.

MrFrost · 02-10-2014, 09:02 PM

$708 a year. Full coverage with all the extras you can add on

motorhead · 02-10-2014, 09:03 PM

Quote:

Originally Posted by 2SScamaro2010

They kept pulling that carp with me and then I dropped them. I went with one of our local insurance places that shops around for you and find the lowest rates. I went from about 6000 a year to 3500 a year. ( house, 3 cars, married, 24 years old, no tickets or accidents) It pays to shop around lol.

I would hang myself if I had to pay that much for insurance.

Dubscamaro · 02-10-2014, 09:06 PM

My question is, you with high insurance, Have you ever been in an accident?

2SScamaro2010 · 02-10-2014, 09:12 PM

^ yeah it's quite a bit but that's including my homeowners insurance on the house which is a little over 500 a year tho so it's more like 3000 for just our 3 cars for full coverage. I was pretty pissed that State Farm was getting me for that much when I found out lol

Mr. iNCREDIBLE · 02-10-2014, 09:13 PM

State Farm did a across the board rate hike in November last year. All customers..

aside from that I haven't heard of another hike in CA, however occasionally I get these "your rates may increase due to a reevaluation of the cost to insure the vehicles you drive.. "

this is basically them saying someone in the industry said my vehicle has a greater chance of being stolen or wrecked due to new "data".

I have always called B.S. on it and raised hell with my agent, the hike is usually removed.

I suggest that you find an agent, interview a few, find one you like and then have them re-evaluate your coverage, don't use the 800# those people are useless they are just call center employees with no direct insurance training, designed to simply field calls.

bannonm · 02-10-2014, 09:17 PM

I am well past the age of that being an issue for high premiums. I had State Farm for over 30 years. I have 3 newer cars, and 3 older than 10 years, plus a 4 year old Harley. I switched to Gieco a year ago and nearly cut my premiums in half for the same coverage. We switched because my wife was working at State Farm HQ in Bloomington as a process improvement consultant. After 6 months she left disgusted at the waste and lack of interest of really changing anything in their culture. We switched insurance a month later.

No accidents or tickets.

K1SSRSS · 02-10-2014, 09:22 PM

State Farm here, 30yo no rate increases and just over $100 a mo. for full coverage and the max coverage in all areas IIRC its 1mil/2.5mil. But of course I use a higher deductible to keep costs down. Cut the price in half moving from Gieco.

Billy10mm · 02-10-2014, 09:25 PM

When I was 18 back in 1995, and I looked into a new Camaro SS, the cost to insure it in northern NJ was $8,600 per year. That was the cheapest quote from the 4 major insurance companies that serviced NJ at the time and I had no tickets and no accidents on my record at the time. That was just the cost of being in what was then the highest insurance cost area in the country.

Even a Hyundai Accent (if you think an Accent is a POS today, you should have seen it in '95/'96) was going to cost me a little over $4K a year to insure in 1995 money.

On the Camaro, that's approximately 13,000 today-dollars. So forgive me if I don't shed any tears over the extra $80 :-)

bdsdnfam · 02-10-2014, 09:28 PM

$56.00 per month full coverage and no deductibles.

Austin45 · 02-10-2014, 09:35 PM

I did some shopping, called Allstate and Geico and they both wouldn't even give me a quote because they couldn't get anywhere near what I was paying now. Progressive was $347 a month, triple what I'm paying now.

*Camaro_Corvette* · 02-10-2014, 09:44 PM

Quote:

Originally Posted by FenwickHockey65

State Farm.

22 years old, one speeding ticket, no accidents.

Full coverage on a 2003 GMC Envoy = $2000/year. Hurts but it is what it is.

You need to take a defensive driving course or something. Try to knock some of that back. That's ridiculous fen. Need to find ways to get some positive points on your record.

You would be pissed to see my driving record, and I pay 2000 dollars for all three of my vehicles combined.

yellowrs · 02-10-2014, 09:46 PM

I dropped State Farm and went to Geico!
They always been fair to me....best 15 min ever!!!!

FenwickHockey65 · 02-10-2014, 09:56 PM

Quote:

Originally Posted by Camaro_Corvette

You need to take a defensive driving course or something. Try to knock some of that back. That's ridiculous fen. Need to find ways to get some positive points on your record.

You would be pissed to see my driving record, and I pay 2000 dollars for all three of my vehicles combined.

I have good student/no accidents and they even did a homeownership loophole. Used to have safe driver but that fizzled away the minute Ohio State Highway Patrol walked up to my car.

As far as I know that's just how it is. I shopped around before I moved down here and every company was just as ridiculous.

That being said, it should go down by October of this year once that ticket is cleared from my record, plus I'll be 23. I'm planning on meeting with them soon to see if I can get my policy changed though.

02-10-2014, 09:00 PM	#15
2SScamaro2010 Drives: 2010 2SS M6 Join Date: Nov 2012 Location: SE Michigan Posts: 266	They kept pulling that carp with me and then I dropped them. I went with one of our local insurance places that shops around for you and find the lowest rates. I went from about 6000 a year to 3500 a year. ( house, 3 cars, married, 24 years old, no tickets or accidents) It pays to shop around lol. __________________ Mods: SW Retro Chambered cat back, CAI cai black, APEX scoop and ww tank, RX catch can, APEX Skip-shift Eliminator, Hurst short throw, Speeddawg knob, Kooks 1 7/8 headers high flow cats, BMR trailing arms and toe rods, Livernois dyno tune, ZL1 grill and side skirts.WHP: 415 WTQ: 407

02-10-2014, 09:06 PM	#18
Dubscamaro Living Life in MPH. Drives: 15 Summit White 2SS 1LE Join Date: Dec 2013 Location: Arizona Posts: 1,114 View My Garage	My question is, you with high insurance, Have you ever been in an accident? __________________ Devon W.

02-10-2014, 09:12 PM	#19
2SScamaro2010 Drives: 2010 2SS M6 Join Date: Nov 2012 Location: SE Michigan Posts: 266	^ yeah it's quite a bit but that's including my homeowners insurance on the house which is a little over 500 a year tho so it's more like 3000 for just our 3 cars for full coverage. I was pretty pissed that State Farm was getting me for that much when I found out lol __________________ Mods: SW Retro Chambered cat back, CAI cai black, APEX scoop and ww tank, RX catch can, APEX Skip-shift Eliminator, Hurst short throw, Speeddawg knob, Kooks 1 7/8 headers high flow cats, BMR trailing arms and toe rods, Livernois dyno tune, ZL1 grill and side skirts.WHP: 415 WTQ: 407

02-10-2014, 09:13 PM	#20
Mr. iNCREDIBLE Drives: 2012 2SS/RS Convertible Join Date: Aug 2012 Location: SoCal Baby... Posts: 2,530	State Farm did a across the board rate hike in November last year. All customers.. aside from that I haven't heard of another hike in CA, however occasionally I get these "your rates may increase due to a reevaluation of the cost to insure the vehicles you drive.. " this is basically them saying someone in the industry said my vehicle has a greater chance of being stolen or wrecked due to new "data". I have always called B.S. on it and raised hell with my agent, the hike is usually removed. I suggest that you find an agent, interview a few, find one you like and then have them re-evaluate your coverage, don't use the 800# those people are useless they are just call center employees with no direct insurance training, designed to simply field calls. __________________ *I'm only responsible for what I say, not for what you fail to understand.*

02-10-2014, 09:17 PM	#21
bannonm Drives: 2011 2SS/RS M6 VR Join Date: Aug 2011 Location: Chicagoland Posts: 1,536	Who has State Farm Insurance? I am well past the age of that being an issue for high premiums. I had State Farm for over 30 years. I have 3 newer cars, and 3 older than 10 years, plus a 4 year old Harley. I switched to Gieco a year ago and nearly cut my premiums in half for the same coverage. We switched because my wife was working at State Farm HQ in Bloomington as a process improvement consultant. After 6 months she left disgusted at the waste and lack of interest of really changing anything in their culture. We switched insurance a month later. No accidents or tickets. __________________

02-10-2014, 09:02 PM	#16
MrFrost Drives: 2011 Camaro 2SS/RS M6 - "Mabel" Join Date: Dec 2013 Location: East Texas - Hawkins Posts: 353	$708 a year. Full coverage with all the extras you can add on

02-10-2014, 09:22 PM	#22
K1SSRSS Chief Many Camaros Drives: A paid off Camaro!!! Join Date: Mar 2009 Location: Las Cruces, NM Posts: 1,863 View My Garage	State Farm here, 30yo no rate increases and just over $100 a mo. for full coverage and the max coverage in all areas IIRC its 1mil/2.5mil. But of course I use a higher deductible to keep costs down. Cut the price in half moving from Gieco. __________________ 504hp/478tq Performance: Kooks LT, 3'' Exhaust, V-Max TB, Roto-Fab CAI, Custom Ported/Port Matched Heads and Intake Suspension: BMR Adjustable LCA's, BMR Trailing Arms, Poly Bushings, BMR Toe Rods Coming Soon (still in the box): Procharger F1R, G-Force Axles, 3:91 gears w/Eaton Truetrac

02-10-2014, 09:25 PM	#23
Billy10mm Drives: 2014 Camaro 2SS 1LE NPP Join Date: Nov 2013 Location: Hartsdale, NY Posts: 1,433	When I was 18 back in 1995, and I looked into a new Camaro SS, the cost to insure it in northern NJ was $8,600 per year. That was the cheapest quote from the 4 major insurance companies that serviced NJ at the time and I had no tickets and no accidents on my record at the time. That was just the cost of being in what was then the highest insurance cost area in the country. Even a Hyundai Accent (if you think an Accent is a POS today, you should have seen it in '95/'96) was going to cost me a little over $4K a year to insure in 1995 money. On the Camaro, that's approximately 13,000 today-dollars. So forgive me if I don't shed any tears over the extra $80 :-)

02-10-2014, 09:28 PM	#24
bdsdnfam NoJoken Drives: Synergy Green SS Join Date: Mar 2011 Location: Rosemount, MN Posts: 195 View My Garage	$56.00 per month full coverage and no deductibles.

02-10-2014, 09:35 PM	#25
Austin45 The Logistician Drives: 2012 LFX 45th Anniversary Join Date: Aug 2012 Location: Jonesboro, AR Posts: 864 View My Garage	I did some shopping, called Allstate and Geico and they both wouldn't even give me a quote because they couldn't get anywhere near what I was paying now. Progressive was $347 a month, triple what I'm paying now. __________________

02-10-2014, 09:46 PM	#27
yellowrs Account Suspended Drives: 2010 SS 426 V8 M/T Join Date: Aug 2012 Location: Scottsdale AZ Posts: 1,376	I dropped State Farm and went to Geico! They always been fair to me....best 15 min ever!!!!