Bank of America are Scum Bags

Haloman1346 · 10-21-2011, 06:40 PM

I have been with BoA for the past 8 years now, I have bought 3 vehicles thru them, have my house thru them, have a credit card thru them, and I make my payments and such on time.

Well yesterday I put my check in the bank thru their ATM at like 630 at night, thinking I will get my monies today like I always do. I normally have 50% of my bills going out on friday anyways.

Well this past week I was hit hard, and as of right now I have a 0 balance.

BoA is HOLDING MY check till MONDAY at 5 PM. I talked to 3 people who have their heads up their asses and there is NOTHING I can do about it. On top of that, my Car payment goes out today, which will result in a 35 dollar overdraft fee.

I am Broke until MONDAY NIGHT because BoA WANTS ME TO GET OVERDRAFT FEES!

I cant believe this shit, they said many factors are because of them holding the check, such as account funds, history with the bank, etc. As you can see I have a fantastic relationship with them, and they are shitting on my face something serious.

So in a nutshell I cam going there Monday and moving all my shit to another Bank, any suggestions?

sorry, I just had to get it off my chest.

/end rant

Juiced1 · 10-21-2011, 06:42 PM

That sucks but just remember ALL banks suck. You can never really win.

PoorMansCamaro · 10-21-2011, 06:45 PM

sounds like it's time to switch to a credit union.

JoshBobGuptaMarley · 10-21-2011, 06:45 PM

All banks suck.

2ndgenz28 · 10-21-2011, 06:57 PM

Only use credit unions, the catholic one is good for cheap loans.

v6needluv2 · 10-21-2011, 06:58 PM

Quote:

Originally Posted by JoshBobGuptaMarley

All banks suck.

*mlee* · 10-21-2011, 07:02 PM

All I can say is USAA... My funds are always available a day or two ahead of my co-workers... Customer service is top notch...

Before I get flamed... yes they are open to other than Military for regular banking. They even pay back other banks ATM fees.

www.usaa.com

*GTAHVIT* · 10-21-2011, 07:06 PM

B of A is the dirtiest group out there. I've got my own saga going with them..

absolutely awful... One of my loans was sold to them and I'm doing everything I can to try and refinance through another bank.

Sorry to hear your getting messed over by them.

The Stig · 10-21-2011, 07:09 PM

That sucks man, I'm sorry. I'm not trying to rub salt in the wound here, just echoing how much BoA sucks. Starting Monday of this past week BoA charges you 14 cents PER swipe of your debit card. No matter what you are using it for.

2ndgenz28 · 10-21-2011, 07:18 PM

Paypal is also a good place to keep money, the cash back on purchases adds up. I buy all my gas with my paypal card. and since they are not a bank or a cc company, you get ahead easy. I often have more money with them then in the credit union.

upflying · 10-21-2011, 07:36 PM

I haven't been to bank or ATM to deposit a check in years. All money is electronically deposited and I have instant access to funds. Have you considered that?

BackinBlackSS/RS · 10-21-2011, 07:47 PM

Quote:

Originally Posted by upflying

I haven't been to bank or ATM to deposit a check in years. All money is electronically deposited and I have instant access to funds. Have you considered that?

THIS!!

The Stig · 10-21-2011, 07:53 PM

Quote:

Originally Posted by 2ndgenz28

Paypal is also a good place to keep money, the cash back on purchases adds up. I buy all my gas with my paypal card. and since they are not a bank or a cc company, you get ahead easy. I often have more money with them then in the credit union.

You can get a credit card through paypal? Hmm the more you know

Brokinarrow · 10-21-2011, 07:56 PM

I'm opening an account at a credit union this weekend, BoA started charging me $2 atm fees... that's $2 PLUS whatever fee the ATM itself charges.... this plus there non-stop shady business practices, buh-bye BoA, good ridance when you finally fail and the government doesn't have enough money to bail your dumbasses out!

10-21-2011, 06:40 PM	#1
Haloman1346 Banned Drives: 2010 Camaro SS Join Date: Nov 2008 Location: Tavares, Fl Posts: 253	Bank of America are Scum Bags I have been with BoA for the past 8 years now, I have bought 3 vehicles thru them, have my house thru them, have a credit card thru them, and I make my payments and such on time. Well yesterday I put my check in the bank thru their ATM at like 630 at night, thinking I will get my monies today like I always do. I normally have 50% of my bills going out on friday anyways. Well this past week I was hit hard, and as of right now I have a 0 balance. BoA is HOLDING MY check till MONDAY at 5 PM. I talked to 3 people who have their heads up their asses and there is NOTHING I can do about it. On top of that, my Car payment goes out today, which will result in a 35 dollar overdraft fee. I am Broke until MONDAY NIGHT because BoA WANTS ME TO GET OVERDRAFT FEES! I cant believe this shit, they said many factors are because of them holding the check, such as account funds, history with the bank, etc. As you can see I have a fantastic relationship with them, and they are shitting on my face something serious. So in a nutshell I cam going there Monday and moving all my shit to another Bank, any suggestions? sorry, I just had to get it off my chest. /end rant

10-21-2011, 06:45 PM	#3
PoorMansCamaro Drives: Really Slow Join Date: Apr 2010 Location: PA Posts: 57,201	sounds like it's time to switch to a credit union. __________________

10-21-2011, 06:45 PM	#4
JoshBobGuptaMarley Emerald Coast Camaros Drives: '12 2SS/RS LS3 GBA Join Date: Sep 2011 Location: PanamaCityBeach,Florida Posts: 1,375 View My Garage	All banks suck. __________________ Muffler Delete, Cold Air Inductions intake, Technostalgia Sequential LED Tail Lights, Vmax CNC Ported TB, RX Catch Can, AAC LED Interior Lights (Aqua)

10-21-2011, 07:02 PM	#7
mlee CamaroFans.com Drives: ZLE & ZR2 Join Date: Oct 2008 Location: Conroe, TX Posts: 37,973 View My Garage	All I can say is USAA... My funds are always available a day or two ahead of my co-workers... Customer service is top notch... Before I get flamed... yes they are open to other than Military for regular banking. They even pay back other banks ATM fees. www.usaa.com __________________

10-21-2011, 07:06 PM	#8
GTAHVIT Blessed Drives: 2013 Sonic RS MT Join Date: Dec 2007 Location: Saint Augustine FL Posts: 28,441 View My Garage	B of A is the dirtiest group out there. I've got my own saga going with them.. absolutely awful... One of my loans was sold to them and I'm doing everything I can to try and refinance through another bank. Sorry to hear your getting messed over by them. __________________ Click image to see build thread. PQ - "the love of cars. It's a boys first step toward manhood and a mans last hold on boyhood." Fbodfather - "We do not want to use the Z28 moniker on a car that does not deserve this hallowed name." The_Blur - "Let's not confuse competitors with equals."

10-21-2011, 06:42 PM	#2
Juiced1 Account Suspended Drives: 2012 2SS CAMARO 45th Join Date: Apr 2011 Location: St. Charles, IL Posts: 18,648	That sucks but just remember ALL banks suck. You can never really win.

10-21-2011, 06:57 PM	#5
2ndgenz28 Thread Killer Drives: All Black Join Date: Aug 2009 Location: NWO Toledo Area Posts: 4,720	Only use credit unions, the catholic one is good for cheap loans.

10-21-2011, 07:09 PM	#9
The Stig knows 2 facts about ducks Drives: ...and they're both wrong Join Date: Aug 2009 Location: The HMS Invincible Posts: 25,072 View My Garage	That sucks man, I'm sorry. I'm not trying to rub salt in the wound here, just echoing how much BoA sucks. Starting Monday of this past week BoA charges you 14 cents PER swipe of your debit card. No matter what you are using it for. __________________

10-21-2011, 07:18 PM	#10
2ndgenz28 Thread Killer Drives: All Black Join Date: Aug 2009 Location: NWO Toledo Area Posts: 4,720	Paypal is also a good place to keep money, the cash back on purchases adds up. I buy all my gas with my paypal card. and since they are not a bank or a cc company, you get ahead easy. I often have more money with them then in the credit union.

10-21-2011, 07:36 PM	#11
upflying Drives: '86 Monte Carlo SS Join Date: Nov 2010 Location: Reno, NV Posts: 3,119	I haven't been to bank or ATM to deposit a check in years. All money is electronically deposited and I have instant access to funds. Have you considered that?

10-21-2011, 07:56 PM	#14
Brokinarrow Drives: 2012 Honda NC700x Join Date: Sep 2008 Location: Indianola, IA Posts: 5,317 View My Garage	I'm opening an account at a credit union this weekend, BoA started charging me $2 atm fees... that's $2 PLUS whatever fee the ATM itself charges.... this plus there non-stop shady business practices, buh-bye BoA, good ridance when you finally fail and the government doesn't have enough money to bail your dumbasses out! __________________

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