Update.
I ended up taking the punishment. It's been about 3 and a half months without driving. Gives me plenty of time to do the mods that I've been wanting to do. Sucks but you pay to play. Had to go to driving school to reduce some points from my license. It was so pointless but whatever it takes! This April is when I'm gonna find out how bad the insurance is gonna be. I took the whole week of June 16th off from work cause that's when I can drive again. Can't wait! I'm still gonna speed just on a track