if you use a CC on file when you sign up for xbox live Gold (the version that allows multiplayer and is the one you pay for) and your subscription runs out it will automatically charge the card when that type of plan renews. if you had a 1 month plan it will renew each month, if you had the 3 month plan, bingo 3 months it will renew again. if you use the store bought Live cards and your card runs out the Live will switch the the Silver plan, you can still chat with your friends, download demos etc, but you cannot play online multiplayer and if you have a Netflix account you cannot stream the movies to the PC if you have it hooked to a router wire or wirelessly. I personally use the cards in the store, if you get a 1 year card you get a 13th month for free for 49.99 or cheaper if you buy them online like at amazon.com.
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"May the forces of evil become confused on the way to your house."
George Carlin
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