So today a D-bag backed into my parked 2010

[nyrfan]

Originally Posted by SeaWolfLestat

Any advice about exactly what I should claim on his insurance.

I want to make sure that I am compensated for diminution of value, in addition to getting repairs.

I will probably need an entire new front facia.
I imagine the insurance company is not going to want to paint the entire car, but I want to make sure that the paint matches bow to stern.

What do I need to do to make sure that they make me whole again?

Not a chance in hell you are getting diminished value.

[SeaWolfLestat]

Originally Posted by MLAZ1990

Did you kill him?

Nah....I didn't kill him...the fact of the matter is we were at a gun range...and I DID have a loaded pistol in my hand when it happened!

Here are some pix to satisfy the morbidly curious amongst us:

[SeaWolfLestat]

Originally Posted by Destructo09

He must not have been much of a D-bag if he left you insurance info. Shit happens man, let the insurance fix it and go on your merry way, that's why people have insurance

He is a D-bag because he wasnt looking where he was going.

If he had simply turned his F-ing head to look where he was going he wouldn't have hit me.

I was parked 50 feet behind him. Plenty of room for him to make his cut.
But the inconsiderate D-bag backed up without looking.
( He admitted this to the cop, the insurance company phone rep, and to me. )

Fact is just my car got damaged... what if a kid had been wandering around behind him?

[ChrisBlair]

Hi

RE: paint match. In 2015, this isn't the horror it used to be, even with a metallic or other hard to match paint. My car has been vandalized several times, twice on the rear bumper and once on the rear quarter, it is Imperial Blue Metallic. All but impossible to tell that the paint is not all original on my car. I know that's easy to say, but I have entered classic cars into shows- cars that I didn't pay for restoration work on, cars that I did the work on myself. I notice these things. If the shop of your choice canot match the paint (not just in color, in finish too) perfectly, frankly, they are incompentent. There's no excuse for that poor type of quality these days.

[jd10013]

I'd sell the car.

[Rock-It Man]

Here's how I have always dealt with insurance claims:

First of all, I never, ever talk to the other party's insurance company. I file a report with my company, and when the other party's company calls me, I refer them to my company.

Then, I go to the body shop of my choice and talk to them about what I want done, and tell them to use OEM parts only. The adjuster and the body shop do the negotiating. I recall one case where the other party's adjuster came to the shop along with my adjuster. But I wasn't there.

I have always gotten all the work I wanted.

As for painting the whole car? That's not gonna happen, but a good shop will blend so you won't see where the new paint ends.

[Abomb1223]

Originally Posted by sbubbaklein

A good body shop can match the paint. If just the facia no big deal, Check out Gary's ZL1 bumper thread. No complaints of color match. Most owners can install facia at home if that is all you need. I did complete ZL1 front end after hitting dear and didn't have to spend much more than insurance covered.

I got backed into the other day too.. Can you give me details on how you handled the insurance money? Did you just ask for a check?

[JR 1]

Sorry to hear to got hit. It doesn't look bad, but I know it still sucks. Don't worry about paint match, as others have said a good body shop will have no problem. It might even match better than the original.

Most people don't realize this, but the bumpers and trim on most modern cars are not painted in the factory where the body is painted. The fascia supplier would have painted the fascia to begin with and they managed to get a good match.

[Merc]

I would say a new front facia and grill insert and they would blend the paint back half way on the front fenders. I just recently had a Jacka$$ door dent my 2010 IOM and was estimated at a $1200 fix. Which included blending into front fender. Dent about the size of a quarter.

[SeaWolfLestat]

Originally Posted by Rock-It Man

Here's how I have always dealt with insurance claims:

First of all, I never, ever talk to the other party's insurance company. I file a report with my company, and when the other party's company calls me, I refer them to my company.

Then, I go to the body shop of my choice and talk to them about what I want done, and tell them to use OEM parts only. The adjuster and the body shop do the negotiating. I recall one case where the other party's adjuster came to the shop along with my adjuster. But I wasn't there.

I have always gotten all the work I wanted.

As for painting the whole car? That's not gonna happen, but a good shop will blend so you won't see where the new paint ends.

As it turns out, the other guy and I have the same insurance company.
I am putting in a claim on his insurance not mine.
They want me to use one of their approved shops to give me an estimate.
Am I stupid for using one of their approved shops?

[JR 1]

Originally Posted by SeaWolfLestat

As it turns out, the other guy and I have the same insurance company.
I am putting in a claim on his insurance not mine.
They want me to use one of their approved shops to give me an estimate.
Am I stupid for using one of their approved shops?

Sounds kind of scary. Do you know anything about any of their approved shops? I'd do some research and if they don't have good reviews I'd insist on a better shop.

Luckily when my 2012 was wrecked my insurance company let me pick any shop I wanted. I originally had it towed to a Chevy dealer and they said there is no way the car is totaled and they really pressured me to leave it there. I asked around and found Autometrics had the best reputation so I had the car moved there, and they ended up totaling it. I bet if I left it at the Chevy dealer they would have fixed it and I'd have that messed up car in my garage now.

[Rock-It Man]

Originally Posted by SeaWolfLestat

As it turns out, the other guy and I have the same insurance company.
I am putting in a claim on his insurance not mine.
They want me to use one of their approved shops to give me an estimate.
Am I stupid for using one of their approved shops?

It really doesn't matter that you have the same company. In my opinion, you should still be dealing through your agent, and ignoring everything the other guy's representative is telling you. Why are you not dealing with your agent? That's what you are paying insurance for.

If you don't already have preferred shop, then just go to the dealer. At least then, you will be starting with OEM parts and painting procedures.

Do not, repeat, do not, let the other guy's adjuster call the shots.

[Ruebernard]

Originally Posted by SeaWolfLestat

He is a D-bag because he wasnt looking where he was going.

If he had simply turned his F-ing head to look where he was going he wouldn't have hit me.

I was parked 50 feet behind him. Plenty of room for him to make his cut.
But the inconsiderate D-bag backed up without looking.
( He admitted this to the cop, the insurance company phone rep, and to me. )

Fact is just my car got damaged... what if a kid had been wandering around behind him?

Wow, just wow. I hope when you have a brain cramp and ACCIDENTALLY cause someone some inconvenience, they are every bit as vindictive.

[SeaWolfLestat]

Originally Posted by Ruebernard

Wow, just wow. I hope when you have a brain cramp and ACCIDENTALLY cause someone some inconvenience, they are every bit as vindictive.

Backing up 50 feet without looking where you're going....is not an accident....it's not a brain cramp.....it's STUPID....IRRESPOSIBLE...and DANGEROUS.