Hagerty Insurance - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

RupertPupkin · 09-02-2022, 04:58 PM

Has anyone used this insurance company? I have my cars with State Farm right now (except the Camaro/broken/uninsured). Hagerty from what I've read insures the modifications I've done to the car. A lot of the vette guys seems like they use them. Premiums and coverage are not bad.

https://www.hagerty.com/

IKILLEDSUPERMAN_ZL1 · 09-02-2022, 05:19 PM

I use them for mine. I have my car covered for 30k and the rates are pretty low. However i dont drive my car alot. Its not meant for daily driven vehicles. I'm an insurance agent too and I reccomend them.

RupertPupkin · 09-02-2022, 05:42 PM

Oh nice... only thing that sucks is that they don't do winter storage, which State Farm will only charge me 9$. At the same time State a farm doesn't cover the modifications.

How's their claim process or ease?

MSgt O · 09-02-2022, 05:52 PM

I think theres a mileage cap, so if you drive alot, I dont think itll work for you. Have you asked state farm if they will do a modification rider to your policy?

Most "classic" car people use that insurance and from what I know, theyre on the ball.

Aqua Blue RS/SS · 09-02-2022, 06:01 PM

I’ve got a combined 55K in guaranteed payout coverage between my Camaro and my 72 Chevy K20 Cheyenne. It’s like $87 a month. The IROC-Z is going to be going on there soon as well. I’ve never had to file a claim so I can’t speak for that but the customer service is great. Also I’ve got first rights to buy either of them back if they are ever totaled. There’s a mileage cap on my K20 of 7,000 miles a year and 3,500 on the Camaro. Neither of which ever come close. The Camaro requires indoor secure storage, but the truck does not.

RupertPupkin · 09-02-2022, 06:04 PM

They said they only do the cash value of the car. When I did the quote, it said no cap on mileage. Once the car is up and running, I'm sure I'll only drive less that 3k a year. I have 3 other cars plus a company car.

Royal Tiger · 09-02-2022, 08:02 PM

Haggerty was way overpriced when I got a quote. I have American Collector’s for at least half the cost. $60k agreed value.

RupertPupkin · 09-02-2022, 08:30 PM

Quote:

Originally Posted by Royal Tiger

Haggerty was way overpriced when I got a quote. I have American Collector’s for at least half the cost. $60k agreed value.

Their quote was literally half with the same amounts of coverage when I just checked. How's their service, and claim process? I'm assuming they cover the mods also.

TheFlyingBananaSS · 09-02-2022, 08:50 PM

Don't tell them the real hp of the car. There is a hp cutoff where they consider it too high risk. Also Don't mention racetracks. So far I'm happy with them. 4 years so far. I haven't had any claims though. A ton of guys in my local corvette club use them too. You just gotta prove you have another vehicle that's your DD. I've got it on my vette and camaro.

If they ask, 500hp is safe to say. I dare not tell them actual car potential lol.

Tajefe Couple · 09-02-2022, 09:44 PM

Quote:

Originally Posted by TheFlyingBananaSS

Don't tell them the real hp of the car. There is a hp cutoff where they consider it too high risk. Also Don't mention racetracks. So far I'm happy with them. 4 years so far. I haven't had any claims though. A ton of guys in my local corvette club use them too. You just gotta prove you have another vehicle that's your DD. I've got it on my vette and camaro.

If they ask, 500hp is safe to say. I dare not tell them actual car potential lol.

This^ Hagerty asked if I ever tracked any of my cars and told them the Camaro goes once or twice a year. They wouldn't insure it without me signing a waiver at that point stating I wouldn't race. They offered to still insure our other 6 non DD's though.

Joe.G · 09-02-2022, 10:09 PM

Hagerty said they have no issues with Track days and I asked a couple Reps, I actually just renewed today. They did say that i should just call them and tell them when I am going to the track. I have been with them for around 10 Years and I am happy.

Camaro2ss2010 · 09-02-2022, 10:48 PM

Tuned me down due to HP as well.

morepowerjoe · 09-02-2022, 11:33 PM

I had Hagerty for almost 7 months until I hit my mileage cap and, if I remember correctly was 7k miles. So, I went with Geico because they insure your modifications too but don't really advertise it and without a mileage cap.

Royal Tiger · 09-03-2022, 12:32 AM

Quote:

Originally Posted by RupertPupkin

Their quote was literally half with the same amounts of coverage when I just checked. How's their service, and claim process? I'm assuming they cover the mods also.

Service has been superb, but I haven’t had to file a claim. Hopefully that never happens. Have a local agent and knows the car is a beast. Zero issues.

09-02-2022, 04:58 PM	#1
RupertPupkin Drives: 2014 Camaro SS 1Le Join Date: Feb 2016 Location: IL Posts: 1,613	Hagerty Insurance Has anyone used this insurance company? I have my cars with State Farm right now (except the Camaro/broken/uninsured). Hagerty from what I've read insures the modifications I've done to the car. A lot of the vette guys seems like they use them. Premiums and coverage are not bad. https://www.hagerty.com/ __________________ 2014 SS 1LE Money Pit/ Forged 402 CAM 22X/24X, .619/.617, 113 LSA/ LS9 Heads FIC 1200cc/DSX Aux Pump//McLeod RXT Clutch 730whp: 630Trq

09-02-2022, 05:19 PM	#2
IKILLEDSUPERMAN_ZL1 Drives: 2011 Camaro SS Join Date: Jul 2017 Location: Wichita,KS Posts: 603	I use them for mine. I have my car covered for 30k and the rates are pretty low. However i dont drive my car alot. Its not meant for daily driven vehicles. I'm an insurance agent too and I reccomend them. __________________ 2011 Camaro 2SS, 6.0 iron block forged bottom end, Dart heads, BTR intake, Huron twin turbo kit, Summit stage 3 twin turbo cam, Circle D stage 4 6L90, 3800 FTI converter. BMR suspension, Viking coil overs, Fore triple pump fuel system.

09-02-2022, 05:42 PM	#3
RupertPupkin Drives: 2014 Camaro SS 1Le Join Date: Feb 2016 Location: IL Posts: 1,613	Oh nice... only thing that sucks is that they don't do winter storage, which State Farm will only charge me 9$. At the same time State a farm doesn't cover the modifications. How's their claim process or ease? __________________ 2014 SS 1LE Money Pit/ Forged 402 CAM 22X/24X, .619/.617, 113 LSA/ LS9 Heads FIC 1200cc/DSX Aux Pump//McLeod RXT Clutch 730whp: 630Trq

09-02-2022, 06:01 PM	#5
Aqua Blue RS/SS Drives: ABM #93 Join Date: Oct 2018 Location: Lotaburger Posts: 2,707	I’ve got a combined 55K in guaranteed payout coverage between my Camaro and my 72 Chevy K20 Cheyenne. It’s like $87 a month. The IROC-Z is going to be going on there soon as well. I’ve never had to file a claim so I can’t speak for that but the customer service is great. Also I’ve got first rights to buy either of them back if they are ever totaled. There’s a mileage cap on my K20 of 7,000 miles a year and 3,500 on the Camaro. Neither of which ever come close. The Camaro requires indoor secure storage, but the truck does not. __________________ ABM #2399 2SS/RS:SOLD ABM #93 2SS/RS Black Rally stripes, Titanium Interior 4,000 miles: GM GFX side skirts and diffuser waiting on paint, GM dovetail, GM heritage, RPI ZL1 style splitter. ‘87 IROC-Z Iroc blue. all original unmolested with 50K miles.

09-02-2022, 06:04 PM	#6
RupertPupkin Drives: 2014 Camaro SS 1Le Join Date: Feb 2016 Location: IL Posts: 1,613	They said they only do the cash value of the car. When I did the quote, it said no cap on mileage. Once the car is up and running, I'm sure I'll only drive less that 3k a year. I have 3 other cars plus a company car. __________________ 2014 SS 1LE Money Pit/ Forged 402 CAM 22X/24X, .619/.617, 113 LSA/ LS9 Heads FIC 1200cc/DSX Aux Pump//McLeod RXT Clutch 730whp: 630Trq

09-02-2022, 05:52 PM	#4
MSgt O Drives: 2012 Camaro 2SS/RS Vert LS3/M6 Join Date: Aug 2021 Location: Cheboygan, Michigan Posts: 661	I think theres a mileage cap, so if you drive alot, I dont think itll work for you. Have you asked state farm if they will do a modification rider to your policy? Most "classic" car people use that insurance and from what I know, theyre on the ball.

09-02-2022, 08:02 PM	#7
Royal Tiger Account Suspended Drives: 2013 2SS/RS Convertible Join Date: Apr 2016 Location: Lehigh Valley, PA Posts: 3,873	Haggerty was way overpriced when I got a quote. I have American Collector’s for at least half the cost. $60k agreed value.

09-02-2022, 08:50 PM	#9
TheFlyingBananaSS Evil Genius of Chevrolet Drives: 2017 Z06, 2019 XTS, 2013 SS Join Date: Feb 2017 Location: New York Posts: 3,260	Don't tell them the real hp of the car. There is a hp cutoff where they consider it too high risk. Also Don't mention racetracks. So far I'm happy with them. 4 years so far. I haven't had any claims though. A ton of guys in my local corvette club use them too. You just gotta prove you have another vehicle that's your DD. I've got it on my vette and camaro. If they ask, 500hp is safe to say. I dare not tell them actual car potential lol. __________________ GPI SS2 VVT cam, ECS Novi 1500 supercharger, Corsa Extreme, Detroit Speed and BMR suspension, Circle D triple disc, Melling oil pump, LS2 chain tensioner, ATI 10% UD, DSX E85 kit, High Energy coils, BTR springs, LS2 Lifter trays, Titanium retainers, hardened push rods, FIC 1000 injectors, ZL1 pump, Mighty Mouse catch can, AEM gauges, Tial BOV, Richmond 3.91 gears, Custom gauge bezels, Speed Engineering headers, Stainless Works HF cats, DSX Aux pump, 710rwhp on E85.

09-02-2022, 10:09 PM	#11
Joe.G Drives: 2014 2SS/RS 6SP Ashen Grey Join Date: Aug 2021 Location: NY Posts: 1,265	Hagerty said they have no issues with Track days and I asked a couple Reps, I actually just renewed today. They did say that i should just call them and tell them when I am going to the track. I have been with them for around 10 Years and I am happy. __________________ GM 3.91/TrueTrac OEM ZL1 Rims, Brakes & Side Skirts.ACST4 Splitter/Deflectors NPP M2W,GM Short Throw,Remote Clutch reservoir GPI Ported Rod Mod,BO White PTB,CAI/JRE Scoop, Moroso Catch Can GC Aluminum DS Stainless Works Ceramic LTH/HiFlo Cats SCT X4 Dynosteve, Hotckis 1" Springs & Chassis Max Brace BMR Adjustable Swaybars,Trailing Arms, Adjustable Toe Rod, LCA & Z28 UCA Bushings Hendrix Solid Cradle Bushings Pedders Radius Rod Inserts Strut tower brace Hero Smoked Tail and 3rd Brake Light, Diode Dynamic SL1 Fog Lights AeroForce Dual gauge/Autometer pillar mount.

09-02-2022, 10:48 PM	#12
Camaro2ss2010 Drives: 2010 Camaro 2SSRS M6 Join Date: Jan 2019 Location: Alabama Posts: 1,249	Tuned me down due to HP as well. __________________ ECS supercharger, custom ground cam, ported throttle body, long tube headers, aeromotive fuel pump, fic injectors, ATI super damper, Corsa Extreme exhaust, elite engineering catch can and many other things.

09-02-2022, 11:33 PM	#13
morepowerjoe Drives: 2012 Chevrolet Camaro l99 Join Date: Aug 2020 Location: Austin, TX Posts: 2,124	I had Hagerty for almost 7 months until I hit my mileage cap and, if I remember correctly was 7k miles. So, I went with Geico because they insure your modifications too but don't really advertise it and without a mileage cap. __________________ DSS FX Forged Pistons, Eagle ESP L19 Forged Rods, ARP Head and Main Studs, TSP PRC 260 CNC Ported Heads milled .030, Cometic .040 Head Gaskets, GPI SS3 VVT Camshaft, GM Performance Racing Lifters, CHE Trunnions , Molly Pushrods, Melling 10355HV Oil Pump, Cold Air Inductions CAI, Fast LSXR Intake Manifold, Nick Williams 103 TB, TSP 1 7/8" Longtubes with 3" TSP Exhaust, ZL1 Fuel Pump, Mishimoto Radiator, Mishimoto Oil Cooler, Tru Cool 40k Tranny Cooler, 3600 Circle D Converter, Fluid Dynamics Balancer Build Thread https://www.camaro5.com/forums/showthread.php?t=609817