Insurance... - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Justcallme61 · 10-16-2008, 03:36 PM

Hey guys, quick question...

I know it's not possible to guess exactly what it will cost, but in general, are new cars a whole lot more to insure than say, my 2000 Accord V6? I'm 19 and my insurance is just over 100 for full coverage (no tickets/accidents). Using my payments now for comparison, would it be safe to say that it won't be more than 150 for a 1LT/RS, do you think? Or is it generally a lot more to insure a new car? This will be my first new car buying experience, and I'm still learning

haha.

Sorry for the dumb question, I'm just trying to figure my finances so I'll be able to buy one as soon as possible

babyjulie83 · 10-16-2008, 03:39 PM

Well someone correct me if i'm wrong but I think some of it depends on your age...i think since you're 19...it will cost you more than other people. I'm 25 and have ordered the 2SS....I called my insurance and they gave me a quote of about $120-$130 a month....

You should call your insurance company and see if they can estimate it for you....

The_Stache · 10-16-2008, 03:40 PM

With you being 19.. your age will play more of a factor than the car itself. Your best bet is to call up your insurance agent and ask them to give you a quote for a mustang (might aswell get the v6 and the gt and average them).

Bumble Bee '77 · 10-16-2008, 03:41 PM

My insurance agent said she heard that state farm would insure the car at about the same rate as the Z06, which for them was $175 for full coverage. But she said "dont quote me on that".

Justcallme61 · 10-16-2008, 03:41 PM

Yup, I know that much. I believe 25 is where it starts to get really cheap...

MajorTom · 10-16-2008, 03:45 PM

Quote:

Originally Posted by babyjulie83

Well someone correct me if i'm wrong but I think some of it depends on your age...i think since you're 19...it will cost you more than other people. I'm 25 and have ordered the 2SS....I called my insurance and they gave me a quote of about $120-$130 a month....

You should call your insurance company and see if they can estimate it for you....

If that's true, that's a great price. I got quoted over 230 bucks for my GTO at 21. Eventually I got the right insurer and got it down to 150 a month.

camaro5 · 10-16-2008, 03:52 PM

Quote:

Originally Posted by Justcallme61

Hey guys, quick question...

I know it's not possible to guess exactly what it will cost, but in general, are new cars a whole lot more to insure than say, my 2000 Accord V6? I'm 19 and my insurance is just over 100 for full coverage (no tickets/accidents). Using my payments now for comparison, would it be safe to say that it won't be more than 150 for a 1LT/RS, do you think? Or is it generally a lot more to insure a new car? This will be my first new car buying experience, and I'm still learning

haha.

Sorry for the dumb question, I'm just trying to figure my finances so I'll be able to buy one as soon as possible

This is an important question. Call your agent and get a quote on another V8 performance car near the same price as your Camaro. Maybe Mustang?
I was pleasently surprised how reasonable the insurance was on a new Corvette.

Of course, I'm not near 19 yrs old. though...

Ry4nVan · 10-16-2008, 04:03 PM

I'm looking at about $200 bucks a month. But I'm also 22 yrs old. I currently pay $126 a month for my truck. So it'll definitely be a jump in insurance.
Damn the insurance companies!

nickspohn · 10-16-2008, 04:22 PM

25 is the general cut off. So anything below that would be really high and once you hit 25 it's cheaper on out, if of course you have a decent record though.

With state farm I pay $260 a month for full coverage, and I drive a V6 02 Camaro..

babyjulie83 · 10-16-2008, 04:24 PM

Quote:

If that's true, that's a great price. I got quoted over 230 bucks for my GTO at 21. Eventually I got the right insurer and got it down to 150 a month.

She based the quote on a Mustang bullitt........hopefully it's going to be close to what it will cost.....I go through state farm....i'll probably call when production date gets closer to see what the quote is then.....

babyjulie83 · 10-16-2008, 04:28 PM

Quote:

With state farm I pay $260 a month for full coverage, and I drive a V6 02 Camaro..

Man that sounds really high for a V6.....hmmmmm now i'm worried that my quote is way off!

nickspohn · 10-16-2008, 04:36 PM

Quote:

Originally Posted by babyjulie83

Man that sounds really high for a V6.....hmmmmm now i'm worried that my quote is way off!

I'm also 18. So it sucks for me and is good for you haha. You're 25, it works out perfect.

CaptianSam · 10-16-2008, 05:30 PM

wow im paying 490 bucks a month for just my audi a4

Ry4nVan · 10-16-2008, 05:41 PM

Quote:

Originally Posted by CaptianSam

wow im paying 490 bucks a month for just my audi a4

10-16-2008, 03:36 PM	#1
Justcallme61 Drives: 2000 honda accord v6 Join Date: Sep 2007 Location: South Dakota Posts: 214	Insurance... Hey guys, quick question... I know it's not possible to guess exactly what it will cost, but in general, are new cars a whole lot more to insure than say, my 2000 Accord V6? I'm 19 and my insurance is just over 100 for full coverage (no tickets/accidents). Using my payments now for comparison, would it be safe to say that it won't be more than 150 for a 1LT/RS, do you think? Or is it generally a lot more to insure a new car? This will be my first new car buying experience, and I'm still learning haha. Sorry for the dumb question, I'm just trying to figure my finances so I'll be able to buy one as soon as possible

10-16-2008, 03:39 PM	#2
babyjulie83 driving! Thanks GM !!! Drives: 2SS Camaro in ABM!!! Join Date: Oct 2008 Location: Dallas, TX Posts: 354 View My Garage	Well someone correct me if i'm wrong but I think some of it depends on your age...i think since you're 19...it will cost you more than other people. I'm 25 and have ordered the 2SS....I called my insurance and they gave me a quote of about $120-$130 a month.... You should call your insurance company and see if they can estimate it for you.... __________________ I finally settled on a name for her....."Bonnie" Everything is better in a Camaro.......puts a smile on my face everyday.....

10-16-2008, 03:40 PM	#3
The_Stache SoCal Race Team #13 Drives: 2010 1SS:RS:LS3:SW Join Date: Mar 2007 Location: Gilbert, AZ Posts: 1,803 View My Garage	With you being 19.. your age will play more of a factor than the car itself. Your best bet is to call up your insurance agent and ask them to give you a quote for a mustang (might aswell get the v6 and the gt and average them). __________________ A.K.A - Diarmadhi (old handle) - So much to do.. So little money Owner : Fast-Stache Industries LLC

10-16-2008, 05:30 PM	#13
CaptianSam Car Garage Drives: 350z,A4,SRT8...see sig Join Date: Feb 2008 Location: north west Posts: 830	wow im paying 490 bucks a month for just my audi a4 __________________ 2012 2SS RS Ordered Black on Black 6 speed Coupe Artic Lid Stripes Yes I Supercharge Everything On My Ipad Xbox McLovin1515 Ps3 McLovin1555 Current Autos:68z28,03viperSRT10,04escalade,05RangeRoverSport SC Project Autos:80corvette350-500hp 6speed,06charger S'C 6-speed posi,74Firebird400blue,69chevelle572 707 New Autos:2012CamaroSSRS,09ChallengerSRT8 Past Autos:....too many to list "i told you it was gettin' an LS3" Go down deep enough into anything and you will find mathematics. Dean Schlicter B.Sc. Hons. Mathematics

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10-16-2008, 03:41 PM	#4
Bumble Bee '77 AutoBot Scout Drives: 2002 ZRS Camaro Join Date: May 2008 Location: Portland, Or Posts: 594 View My Garage	My insurance agent said she heard that state farm would insure the car at about the same rate as the Z06, which for them was $175 for full coverage. But she said "dont quote me on that".

10-16-2008, 04:03 PM	#8
Ry4nVan Drives: Currently (Toyota Tacoma) Join Date: Sep 2008 Location: Phoenix, AZ Posts: 288	I'm looking at about $200 bucks a month. But I'm also 22 yrs old. I currently pay $126 a month for my truck. So it'll definitely be a jump in insurance. Damn the insurance companies!

10-16-2008, 04:22 PM	#9
nickspohn Drives: 2002 Camaro Join Date: Oct 2008 Location: Chicago Posts: 119 View My Garage	25 is the general cut off. So anything below that would be really high and once you hit 25 it's cheaper on out, if of course you have a decent record though. With state farm I pay $260 a month for full coverage, and I drive a V6 02 Camaro..