07-23-2019, 04:48 PM | #1 |
Drives: SS Join Date: Sep 2016
Location: Fairfield, CA
Posts: 120
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Car insurance
Who do you guys use for car insurance? I have been with Amica for years but they have raised their rates considerably this year. I have 3 cars with full coverage, zero points , zero accidents, and they are trying to increase my rates by $1k this year. They said California insurance rates have increased across the board. Any truth to this? Any help is appreciated.
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2017 HBM 1SS 1LE w/PDR
Past: 2009 Cadillac CTS-V, 6-speed manual 2008 Corvette Jet Steam Blue, manual 2005 Cadillac CTS-V, Stealth Gray 2003 Corvette Z06, Black |
07-23-2019, 10:52 PM | #2 |
Drives: 2017 Camaro Convertible SS Fifty Join Date: May 2018
Location: Los Angeles
Posts: 340
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Usaa. No word about any increase.
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2017 Camaro SS FIFTY Convertible
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07-24-2019, 12:26 AM | #3 | |
Drives: 2017 ZL1(Silver) - A10, Stock Join Date: Jan 2019
Location: SoCal
Posts: 65
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Quote:
On side note, I have two kids on my policy and they are about 70% of my premium....my zl1 is only $430 for 6 months which is pretty good.
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2017 ZL1(Silver) A10
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07-24-2019, 06:54 AM | #4 |
Who Needs to KNOW?
Drives: 18 ZLE Join Date: May 2018
Location: Left Side of the Moon
Posts: 1,771
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There is no loyalty discount any more, so jump ship any time price is not right.
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ing for grip.
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07-24-2019, 10:49 AM | #5 |
Drives: 2016 1ss camaro Join Date: Feb 2016
Location: 909
Posts: 9,817
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i have progressive 35 years old 2 cars was about $175 a month...had one accident last year and it went up to $215 then normally every 6 months or so it drops a few bucks and it actually went up $10...called them not happy checked all the discounts for me said nothing available and that cali insurance prices have indeed gone up shit sucks...
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16 1SS NIGHTFALL GRAY METALLIC WITH NPP #BECAUSERACECAR #SAVETHEMANUALS
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07-24-2019, 12:42 PM | #6 |
Drives: Chevrolet Camaro ZL1 1LE Join Date: Apr 2019
Location: Calimesa, CA
Posts: 63
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If I am not mistaken any rate increases must be reviewed by the Department of Insurance.
If memory serves me right that's around 5-10%. If the insurance carrier hasn't applied and been approved for the rate increase by the state then it actually becomes illegal. State website used to have a list of those companies that were currently pricing illegally. I would ask for the state's approval for the rate increase. Small incremental changes are synonymous with typical cost of living expenses and raises for the employee's that manage the policies when there is a claim. |
07-24-2019, 01:33 PM | #7 |
Sure, why not?
Drives: 2016 Camaro 2SS, Jeep JKU Rubicon Join Date: Mar 2015
Location: SE Mass
Posts: 1,538
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Find an insurance agent and shop around. I am in Massachusetts, not CA, but my insurance with one of the Travelers companies took a huge jump this year. (no tickets or accidents, BTW) I should say they wanted to take a big jump but I changed companies before the increase took effect.
The insurance agent I had been using for like 20+ years knew about the increase but never got in touch with me to try to save me some money. Instead they waited until I called them about it. Then, they hemmed and hawed about what they might be able to do to save me some $ but it was very weak sauce. Hardly made a dent. What the heck do I have an insurance agent for, if they aren't going to look after my interests? So I called my girlfriend's insurance agent and she found me policies for my Camaro, Jeep, and house, that saved me all the way around. Now my old insurance agent gets zero. Nothing. Nada from me. So, talk to a few insurance agents and see what they can find for you.
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07-24-2019, 02:43 PM | #8 |
Drives: SS Join Date: Sep 2016
Location: Fairfield, CA
Posts: 120
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Thanks for all the info guys. Mercury and nationwide were way cheaper. Nationwide has great prices for homeowners also.
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2017 HBM 1SS 1LE w/PDR
Past: 2009 Cadillac CTS-V, 6-speed manual 2008 Corvette Jet Steam Blue, manual 2005 Cadillac CTS-V, Stealth Gray 2003 Corvette Z06, Black |
07-26-2019, 02:16 AM | #9 | |
Drives: 17 ZL1 6mt with PDR Join Date: Apr 2019
Location: Gilbert, AZ.
Posts: 169
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Quote:
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Current Daily: 2017 ZL1 6mt in Black with PDR.
Esthetics: Nardo Grey wrap with original black accents throughout, complete Xpel ceramic coat, Diode Dynamics markers, Smoked GM tail & 3rd brake light, C7 Carbon 1LE style Spoiler in blk, ACS splash guards, blk'd out emblems. Variant Krypton wheels in Gloss black. Performance: AWE Touring catback exhaust with resonator, Rotofab dry intake, TM throttle body, Kooks 1 7/8 Headers with Green Cats, Advanced Fuel Dynamics Flex Fuel kit with e50 blend and dyno tuned. Current Family car (for the wifey): 2021 Audi SQ5 |
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07-26-2019, 07:46 PM | #10 | |
Drives: 2017 ZL1(Silver) - A10, Stock Join Date: Jan 2019
Location: SoCal
Posts: 65
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Quote:
Just sucks insurance is so much in total.
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2017 ZL1(Silver) A10
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07-26-2019, 08:44 PM | #11 |
Drives: 2017 Camaro 2SS A8 Join Date: Aug 2018
Location: Petersham MA
Posts: 4,761
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I’ve got full coverage on both my wife’s new Alfa Romeo Giulia and my Camaro SS for just under $1100.00 for the year. Zero tickets, zero accidents on our driving records. I’m in Massachusetts, but live in a more rural part. That makes a big difference I believe. If I lived in Boston, it would likely be double. Using a regional insurance company called Norfolk & Dedham. A small discount is included for having my homeowners insurance with them as well.
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2017 Chevy Camaro 2SS A8 Whipple 3.0, Mast Black Label heads, Fore triple in-tank pumps, 112mm TB, LPE +52% injectors, LPE BB HPFP, 15” conversion 1059 WHP/944 WTQ, 9.48@150
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08-03-2019, 12:11 PM | #12 |
Drives: ZL1 1LE Join Date: Oct 2018
Location: NYC (almost)
Posts: 339
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I’m in CA, have been with GEICO for 15+ years and we had a massive rate increase with our most recent renewal. I shopped the policy with USAA, State Farm, Travelers and others...GEICO was still the least expensive. 4 cars, 4 drivers, 2 of whom are under 18. In CA, insurance companies now assign the highest risk driver to the highest risk car. That would be my ZLE and 17 yr old son.
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08-03-2019, 02:16 PM | #13 | |
Drives: 2017 Camaro 2SS A8 Join Date: Aug 2018
Location: Petersham MA
Posts: 4,761
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Quote:
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2017 Chevy Camaro 2SS A8 Whipple 3.0, Mast Black Label heads, Fore triple in-tank pumps, 112mm TB, LPE +52% injectors, LPE BB HPFP, 15” conversion 1059 WHP/944 WTQ, 9.48@150
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08-05-2019, 04:51 PM | #14 |
Wawanesa was good for me with my ZL1..
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