My 7 year old son decided to clean the snow off my car... - Page 7 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

GYac · 04-23-2014, 12:31 PM

Well its whining, wont blow out cold air, and i've charged the system....

From what i can tell the compressor is near the lower end. I really dont feel like spending another 1500 on that on top of a wrap. Might be driving around hot this summer.

JTruck · 04-23-2014, 01:08 PM

Quote:

Originally Posted by GYac

Well its whining, wont blow out cold air, and i've charged the system....

From what i can tell the compressor is near the lower end. I really dont feel like spending another 1500 on that on top of a wrap. Might be driving around hot this summer.

Sounds exactly like what happened to mine. I feel for you, when shit happens it all happens at once it seems like... Unfortunately driving without AC in AZ is suicide and couldn't be put off.

myold88 · 04-24-2014, 05:18 PM

OP: Was this your insurance agents first day on the job ? This is not a collision claim, it is a comprehensive claim
and NON chargeable. It seems your company is willing to let you believe it's collision- As a multi line claim specialist
I can tell you It's NOT !!. I would call your insurance companie's claims manager direct to explain why they are setting
it up as a coll claim.

b0r · 04-24-2014, 06:35 PM

Quote:

Originally Posted by myold88

OP: Was this your insurance agents first day on the job ? This is not a collision claim, it is a comprehensive claim
and NON chargeable. It seems your company is willing to let you believe it's collision- As a multi line claim specialist
I can tell you It's NOT !!. I would call your insurance companie's claims manager direct to explain why they are setting
it up as a coll claim.

Bingo! I went through this whole thread looking for someone to say this is the furthest thing from a collision claim. If 7 people flip your car over, it's comprehensive. If 7 people hit it with a hammer from every angle, it's comprehensive. The only way this would be considered collision is if you drove through a car wash with metal-tipped shovels instead of cloth. AND EVEN THEN you could probably comp it, lol.

"COLLIDING" with a deer is comprehensive. Your agent is a moron. "The shovel collided with the car." I'd be in so much disbelief that I would probably just hang up and call back later.

GYac · 04-24-2014, 07:46 PM

Honestly this is why ive let it cool off, my agent is on point, hes a private broker, he's using all of his contacts to go over the claim specialist's head, he is trying he completely agrees with what you guys are saying, but hes just the broker. She called yesterday to ask if I had made up my mind, I told her that its on hold for now. Another option i've been kicking around is asking for a settlement less the depreciation and just get the car wrapped.

I dont know how much a wrap should cost, I've been quoted at 3495 today. So honestly its almost as much to just pain the damn car. Its just a shitty situation. I'm pretty certain the AC compressor is fried.

You know when she told me it was a collision I asked how? From what i can gather after speaking to their claim and policy specialist, is that they have no freaking idea where to put this so they are saying collision. Had this been covered minus my deductible, i would have walked away, now i just want to fight it. Needless to say after this is settled one way or the other Im out. When it rains it pours I guess, all you can do is roll with the punches and deal with it. One thing I teach my kids and live by is adapt and overcome. This too shall pass. Thanks for all the replies and positive support folks.

satxrider · 05-17-2014, 07:53 PM

OP - where are you insured? If your military or prior military, I hope it's with USAA. If so, make sure your policy is set up with accident forgiveness (its free but you have to have it set up on the policy) and then file your claim. If it was me, I would opt for the insurance claim and let this be the claim that will be forgiven, without a policy increase.

After writing this, I saw your with an insurance broker. My thoughts..., file that claim and then move to USAA afterwards. The policy and service will most likely be much better than what you have now.

Nor Cal ZL1 · 05-18-2014, 04:09 PM

Research any company's very carefully before you sign up. As you are experiencing now a measure of an insurance company is when a claim needs to be filed. Most all of them are legal bandits at best. None of them including Usaa are straight shooters any more.

04-23-2014, 12:31 PM	#85
GYac Drives: 2010 2SS Join Date: Mar 2013 Location: AA CO, MD Posts: 256	Well its whining, wont blow out cold air, and i've charged the system.... From what i can tell the compressor is near the lower end. I really dont feel like spending another 1500 on that on top of a wrap. Might be driving around hot this summer. __________________ 2010 RS/SS - C.A.I Intake, Muffler Delete, Skip Shift, VMAX TB

04-24-2014, 05:18 PM	#87
myold88 Drives: SUMMIT WHITE 2SS/RS CAMARO Join Date: Feb 2008 Location: 2018: Lakewood Ranch, Fl. Posts: 8,112 View My Garage	OP: Was this your insurance agents first day on the job ? This is not a collision claim, it is a comprehensive claim and NON chargeable. It seems your company is willing to let you believe it's collision- As a multi line claim specialist I can tell you It's NOT !!. I would call your insurance companie's claims manager direct to explain why they are setting it up as a coll claim. __________________

04-24-2014, 07:46 PM	#89
GYac Drives: 2010 2SS Join Date: Mar 2013 Location: AA CO, MD Posts: 256	Honestly this is why ive let it cool off, my agent is on point, hes a private broker, he's using all of his contacts to go over the claim specialist's head, he is trying he completely agrees with what you guys are saying, but hes just the broker. She called yesterday to ask if I had made up my mind, I told her that its on hold for now. Another option i've been kicking around is asking for a settlement less the depreciation and just get the car wrapped. I dont know how much a wrap should cost, I've been quoted at 3495 today. So honestly its almost as much to just pain the damn car. Its just a shitty situation. I'm pretty certain the AC compressor is fried. You know when she told me it was a collision I asked how? From what i can gather after speaking to their claim and policy specialist, is that they have no freaking idea where to put this so they are saying collision. Had this been covered minus my deductible, i would have walked away, now i just want to fight it. Needless to say after this is settled one way or the other Im out. When it rains it pours I guess, all you can do is roll with the punches and deal with it. One thing I teach my kids and live by is adapt and overcome. This too shall pass. Thanks for all the replies and positive support folks. __________________ 2010 RS/SS - C.A.I Intake, Muffler Delete, Skip Shift, VMAX TB

05-17-2014, 07:53 PM	#90
satxrider Bad 45th Drives: 2012 45th Anniversay Edition SS Join Date: Apr 2014 Location: San Antonio Posts: 548	OP - where are you insured? If your military or prior military, I hope it's with USAA. If so, make sure your policy is set up with accident forgiveness (its free but you have to have it set up on the policy) and then file your claim. If it was me, I would opt for the insurance claim and let this be the claim that will be forgiven, without a policy increase. After writing this, I saw your with an insurance broker. My thoughts..., file that claim and then move to USAA afterwards. The policy and service will most likely be much better than what you have now. __________________ - Carl 2012 45th Anniversary SS - LS3 Magnuson TVS 2300 Supercharger / Alky Meth Injection / Lingenfelter GT12 Cam / Kooks LT Headers, 3 inch exhaust & QTP electric cut outs / Monster LT1-S Twin Disc Clutch / MGW flat blade short throw shifter / Haltech CAI / VMax Throttle Body / DSS Stage 3 axles/ BMR Trailing Arms, Toe Rods, Suspension Bushing and 1" lowering springs / Taylor 8MM Plug Wires / Tuned by Henderson Performance Technologies / EBC dimpled and sloted rotors / G2 Painted Calipers / GM Tower Strut Brace / ZL1 Factory Rep Wheels

05-18-2014, 04:09 PM	#91
Nor Cal ZL1 Drives: 2013 ZL1 M6 Join Date: Oct 2013 Location: Nor Cal Posts: 1,825	Research any company's very carefully before you sign up. As you are experiencing now a measure of an insurance company is when a claim needs to be filed. Most all of them are legal bandits at best. None of them including Usaa are straight shooters any more.