Dilmma! - Page 2

NOODLESgoneWILD · 03-13-2008, 06:07 PM

Quote:

Originally Posted by gtahvit

I'm so jealous. We are about 1 year into a similar plan. I can't wait to get there... Good for you!

Awesome Dude...stick with it you'll never regreet it!!!

stovt001 · 03-13-2008, 07:38 PM

Quote:

Originally Posted by NOODLESgoneWILD

Just wait about 2 to 3 years and you'll be able to pick up a camaro (hopefully a "SS") from someone who' couldn't afford it and you'll save 10k to 15k or more. that has been my game plan for some years now...and it works well.

Thanks for the advice. Hopefully, that is exactly what I'll be able to do. Even if I can afford a new one, buying used is pretty tempting. The hit a new car takes driving off the lot is astounding.

Yup, I'm getting married. The good news is she's going into teaching, and we just found out that they improved the program that helps pays off teachers' student loans, saving us thousands of dollars, so it looks like we'll be OK after all. Glad to see some of our tax money is really finding its way to the teachers. But I digress...

*TAG UR IT* · 03-14-2008, 01:50 AM

^That's great news! I read your post and was like...

...dang...that bites. Glad to hear it's lookin' better!

stovt001 · 03-14-2008, 02:10 AM

Sorry to

you can delete if you want, but it went like this- she had to take out some unsubsidized student loans, which carry a higher interest rate and start accruing right away, unlike normal subsidized loans which don't kick in until 6 months after graduation. So we figured all our money saved up for cars (she wants to get a Mazda 3 for herself. Darn nice car) would be better used for paying off those loans ASAP. It used to be teachers going into special ed (she wants to teach visually impaired and/or deaf students) would get portions of their loans paid back yearly after 3 years. Now they changed it so they pay back 2000 after one year, and increase from there up to 19000, almost the total of her unsubsidized loans. Freaking MAJOR decrease in our debt burden as the interest won't accrue much at all, so our car fund is safe once again. Camaro here I come!

Oh and she has a good chance at getting a really good paying job with good benefits too, so possibly double good news today.

*TAG UR IT* · 03-14-2008, 03:48 AM

Right on!

cz · 03-14-2008, 08:48 AM

wait 4 a new one but its ur choice just make sure its the right choice and doesn't drown u n financial problems

Navy Blue · 03-17-2008, 12:31 AM

i'm partlty taking the advice...i'll pay off my impala first!...but as soon as i get my title i get my camaro, keeping the impala too =/ after seeing this car i'm not sure i want a 5th gen...its that awesome!! hopefully before i get this delicious 4th gen some more news on the 5th gen come out and hopefully change my mind, it'll be about 6 months til my impala's fully mine and i'm making triple payments on it to get my title asap!

*The_Blur* · 03-17-2008, 02:08 AM

Think about it this way. I'm driving an Impreza wagon and I'm waiting. At least you get to drive a Chevy while you wait.

Navy Blue · 03-17-2008, 03:43 PM

true, though i have nothing against subaru. i guess i'll wait it off, those ss pics look pretty awesome, and it being a used car i'm not sure if i'll trust it as much as a new, but only time will tell.

Jeff · 03-17-2008, 06:20 PM

You could always buy a older Z28 4th gen a bit cheaper ;].

03-17-2008, 02:08 AM	#22
The_Blur Moderator Drives: 2018 Harley-Davidson Street Bob Join Date: Nov 2007 Location: San Diego Posts: 14,768	Think about it this way. I'm driving an Impreza wagon and I'm waiting. At least you get to drive a Chevy while you wait. __________________ RDP Motorsport//GEN5DIY//Cultrag Performance//JPSS//Rodgets Chevrolet// Operation Demon//Buy at Invoice//RACECARWEAR RESPECT ALL CARS. LOVE YOUR OWN. warn 145:159 ban

03-17-2008, 06:20 PM	#24
Jeff ~ANTI-FORD~ Drives: Cadillac CTS Join Date: Oct 2007 Location: San Antonio, Texas Posts: 608	You could always buy a older Z28 4th gen a bit cheaper ;]. __________________ My Z28 sorry guys.. sold Camaro and got a Cadillac CTS, waiting for a few years to get a 2010 SS used ;]

03-14-2008, 01:50 AM	#17
TAG UR IT www.Camaro5store.com Drives: 2014 ZL1 #705 Join Date: Jul 2006 Location: SA, Texas Posts: 26,544 View My Garage	^That's great news! I read your post and was like... ...dang...that bites. Glad to hear it's lookin' better!

03-14-2008, 02:10 AM	#18
stovt001 Drives: 2006 Cobalt, 2004 Taurus wagon Join Date: Oct 2007 Location: California Posts: 3,810	Sorry to you can delete if you want, but it went like this- she had to take out some unsubsidized student loans, which carry a higher interest rate and start accruing right away, unlike normal subsidized loans which don't kick in until 6 months after graduation. So we figured all our money saved up for cars (she wants to get a Mazda 3 for herself. Darn nice car) would be better used for paying off those loans ASAP. It used to be teachers going into special ed (she wants to teach visually impaired and/or deaf students) would get portions of their loans paid back yearly after 3 years. Now they changed it so they pay back 2000 after one year, and increase from there up to 19000, almost the total of her unsubsidized loans. Freaking MAJOR decrease in our debt burden as the interest won't accrue much at all, so our car fund is safe once again. Camaro here I come! Oh and she has a good chance at getting a really good paying job with good benefits too, so possibly double good news today.

03-14-2008, 03:48 AM	#19
TAG UR IT www.Camaro5store.com Drives: 2014 ZL1 #705 Join Date: Jul 2006 Location: SA, Texas Posts: 26,544 View My Garage	Right on!

03-14-2008, 08:48 AM	#20
cz Drives: black lincoln ls 02 Join Date: Mar 2008 Location: in Iraq at the moment stationed in WA. state but from montgomery al Posts: 33	wait 4 a new one but its ur choice just make sure its the right choice and doesn't drown u n financial problems

03-17-2008, 12:31 AM	#21
Navy Blue Future Camaro Owner Drives: 2001 Chevy Impala Join Date: Aug 2007 Location: Whiting IN Posts: 258	i'm partlty taking the advice...i'll pay off my impala first!...but as soon as i get my title i get my camaro, keeping the impala too =/ after seeing this car i'm not sure i want a 5th gen...its that awesome!! hopefully before i get this delicious 4th gen some more news on the 5th gen come out and hopefully change my mind, it'll be about 6 months til my impala's fully mine and i'm making triple payments on it to get my title asap!

03-17-2008, 03:43 PM	#23
Navy Blue Future Camaro Owner Drives: 2001 Chevy Impala Join Date: Aug 2007 Location: Whiting IN Posts: 258	true, though i have nothing against subaru. i guess i'll wait it off, those ss pics look pretty awesome, and it being a used car i'm not sure if i'll trust it as much as a new, but only time will tell.