Credit Score Advice

[niko_lanzi]

I do creditkeeper.com for $10 a month. Right now my credit score is 659. I don't know if it's worth to pay everything off or just use that money towards the down payment because my car will be here within the next two weeks so I don't know if me paying them off is going to show up that soon.

[PQ]

Originally Posted by niko_lanzi

I do creditkeeper.com for $10 a month. Right now my credit score is 659. I don't know if it's worth to pay everything off or just use that money towards the down payment because my car will be here within the next two weeks so I don't know if me paying them off is going to show up that soon.

That's a hard one. It all kinda depends on the interest rate. If the debt is credit card then pay the cards because your car will be lower on interest. BUT you won't know the interest rate unless you run the credit. And then there is not knowing how much the loan will be approved for.

Kind of a pickle.