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Old 12-07-2011, 02:11 PM   #15
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Originally Posted by Shardik2SS View Post
I agree 100% especially since they admitted to knowing about the fee, but felt that a fire would never happen to them.
I pay about $100 a year for combination department mostly volunteer w/ some 24-hour paid staff. If I had a choice to opp out and the bank or insurance company new you bet they would drop me or make me pay for their insurance to cover a potential loss an that would cost me more then $100 a year. It's all simple math.

If I could predict the future I would be a very rich man. In life "S" happens and the most reasonable thing to do is try and keep your potential losses to a min.
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Old 12-07-2011, 02:32 PM   #16
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What would they do if there was a person inside. Spray just enough to get the person out then let it burn?
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Old 12-07-2011, 02:41 PM   #17
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I pay my $50 every year to the volunteer fire dept., play bingo, support the turkey shoot and throw money to them to keep them rolling. If we didn't have them my homeowner's insurance would be doubled or maybe cancelled.

However, wtf did the truck even roll out for if they were going to just stand by and watch it burn? Kind of a big F U on their part. Guess the neighbor paid their fee and the fire fighters were there for flash over.

I am not familiar with this jurisdiction, but most will roll (1) to control the fire if it spreads to where they are responsible and (2) in case there are people who need to be rescued.

Not all city or county governments provide the same services included just by virtue of you living there, and these people knew fire service was not provided in their area without a fee.
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Old 12-07-2011, 02:47 PM   #18
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Good. If they live in an area that requires you to pay for fire protection, they do so by choice. They also chose to NOT pay for fire protection. Isn't freedom grand!

I bet they pay next year.
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Old 12-07-2011, 02:52 PM   #19
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What would they do if there was a person inside. Spray just enough to get the person out then let it burn?
Good point....Any input from FF's would be appreciated.
Do they sit in the truck listening to the person screaming for help?
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Old 12-07-2011, 02:53 PM   #20
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Originally Posted by GrnMchin View Post
If I could predict the future I would be a very rich man. In life "S" happens and the most reasonable thing to do is try and keep your potential losses to a min.
Same thing with homeowner's insurance. You either pay for it or take the chance that nothing will ever happen. I'd rather feel secure knowing I'm protected for the "just in case" scenario.

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Good. If they live in an area that requires you to pay for fire protection, they do so by choice. They also chose to NOT pay for fire protection. Isn't freedom grand!

I bet they pay next year.
That or relocate.
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Old 12-07-2011, 02:55 PM   #21
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Originally Posted by garcmol View Post
I pay my $50 every year to the volunteer fire dept., play bingo, support the turkey shoot and throw money to them to keep them rolling. If we didn't have them my homeowner's insurance would be doubled or maybe cancelled.

However, wtf did the truck even roll out for if they were going to just stand by and watch it burn? Kind of a big F U on their part. Guess the neighbor paid their fee and the fire fighters were there for flash over.
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The most likely reason is to protect any exposures that do pay for service or possible life treats.
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Originally Posted by WYKOFF69Z View Post
[/B]

To protect the paid exposures if the fire spread.
Pretty much yea, they protect houses that pay for it.

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What would they do if there was a person inside. Spray just enough to get the person out then let it burn?
The chief would say that anyone who wants to go in and attempt to save them can. But they are on their own, and doing so at their own risk.
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Old 12-07-2011, 03:01 PM   #22
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Wow. This is a toughie, Nick.

I know that the firefighters I know would go in and rescue anyone inside, whether they had been paid and it was covered, or not. We don't have fire fees around here.

But really is it that hard to come up with $100? Bet they didn't pay homeowner's insurance either. You get what you pay for...
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Old 12-07-2011, 03:16 PM   #23
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What pisses me off about these fees are well at least in my town, you pay the annual fee's for emergency service(which are not mandatory) ,but when you use them they still send you a bill. Oh and the other thing is, I work for many fire Companies with my business and everyone of them get tax dollars to operate to some degree. So if you ask me they have a moral and civic duty to put a fire out for a tax paying citizen regardless of some annual fee. If the fire company is a fully private company and takes no money what so ever from any government department well then they can charge what they want and choose not to respond if they so desire. Maybe that is what we have in this town. I don't know. If that's the case well then it's the people that lives in that town that is to blame for letting this type of situation happen.
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Old 12-07-2011, 03:17 PM   #24
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Don't get me wrong, if a person was inside the house I wouldn't hesitate to go get them. But if no one is inside, I'd contain the fire and let it burn.
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Old 12-07-2011, 03:44 PM   #25
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Well even though the fire department could be considered a government agency, it's like insurance... If you don't pay for the insurance, you have no coverage. In town, they pay for the FF with property tax. Out of town, its a separate payment, but should be considered a tax all the same.

If it's not life threatening there should be no obligation to rectify the situation. Even emergency room doctors won't do anything except "stop the bleeding" if you don't have insurance. If you lose a limb and want it re-attached, well that's what insurance is there to cover, etc... If you look to parts of Europe, they have socialized insurance where everybody pays in the form of a tax. It's different in the US, but if you don't pay for it one way or another, you aren't covered, plain and simple.
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Old 12-07-2011, 04:40 PM   #26
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Good point....Any input from FF's would be appreciated.
Do they sit in the truck listening to the person screaming for help?
I would say No and in cases of life treats they will do what’s needed to save a life. But in every city, country, township, or what. Ever each Department set it's own Guild lines or procedures. If you step outside of the state or local guild lines they you personally can be held liable.

For example: In WA, Washington Administrative Code set a basic list that all FD in the state must meet or adhere to. Each FD then can set more restrictive and or department specific rule /guidelines such as how they load hose, training etc. In WA there is a two in two out law meaning there has to be at least 2 FF in gear and packs ready to assist before 2 other FF can actively fight fire inside a building, the only exception to this is a life threat visible/ or heard, but not a third party report. In the department I work at this happens with in seconds of the first arrriving unit most of the time.
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Old 12-07-2011, 04:48 PM   #27
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Originally Posted by toesuf94 View Post
Good. If they live in an area that requires you to pay for fire protection, they do so by choice. They also chose to NOT pay for fire protection. Isn't freedom grand!

I bet they pay next year.
My exact thoughts.
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Old 12-07-2011, 04:58 PM   #28
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I think its BULLSHIT! I'm sure they paid their property taxes and county/city taxes.
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