06-11-2022, 02:00 PM | #43 |
Drives: 2020 2SS Vert/M6/F250 SD Join Date: Jan 2021
Location: Jersey
Posts: 379
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I think its possible for the high dealer price of used Camaros to come down some.
First of all they all are going nuts with high prices for Camaros and pick ups. I saw modified but relatively stock F-250s and 350s approaching 100 grand. Used diesels with kind of low miles. Higher trim levels and then expensive wheels with moderate lifts. Its a balloon market based on the so called supply chain issues... and the semi conductor issues. So yea as far as the high prices are beyond inflationary cost increases... as people start to feel the historically high inflation in their daily lives they will be less likely to pay high prices for discretionary products. As for high fuel costs.... My truck gets 14 mpg. The 2SS averages 19.5. Reg fuel in the truck though. Im more concerned about the "administrations" comments about mandating E85. The dealers made lemonaid out of lemons as the lots dried up. Selling garbage vehicles at or above MSRP which they couldnt even move 2 years prior. Its a fast changing market. Interest rates going up. I think housing and auto markets could see reductions soon. Still... I prefer ordering a vehicle in any market. I dont like the choices salesmen make.
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06-11-2022, 08:05 PM | #44 | |
Drives: ... Join Date: Jan 2008
Location: WI
Posts: 175
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06-11-2022, 09:57 PM | #45 |
Drives: 2018 Camaro ZL1 1LE Join Date: May 2022
Location: Midwest
Posts: 41
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Parsons Credit Union in Cali. That was with their checking and auto pay. 2.75% without. Don't think I'm super stellar credit but do probably have 750+ and lower DTI. Rates jumped .25% in June but still better than anything I saw for 84 mo. They said my 18.zle with 8600 miles booked out at 64.2k on loan, so I basically had to come out of pocket sales tax and doc fee. Pretty painless process, aside from them mailing check and taking 3 days to get across country.
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06-11-2022, 10:37 PM | #46 | |
Drives: '22 Camaro ZL1 1LE A10 Join Date: Jul 2021
Location: SoCal
Posts: 322
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If you don't mind coming to Cali, this one, ZL1, has been on the lot for about 3 months. I'm guessing they are asking some ridiculous markup but I bet you could talk them down. |
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06-12-2022, 10:47 AM | #47 | |
Drives: Where to begin... Join Date: Mar 2017
Location: South AL
Posts: 48
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Thanks for the lead man! I just joined. Thier rates are a good 1.5 - 2% better than the CU's in my area. |
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06-12-2022, 11:56 AM | #48 |
Drives: 2024 Black ZL1, M6 Join Date: Mar 2014
Location: Murrieta, CA
Posts: 328
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When I picked up my 1LE I ordered at my dealer in Nov. I got financing through my dealer through Wells Fargo at 1.79% for 72mos. I have 860 credit so that helped.
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06-12-2022, 02:07 PM | #49 |
Drives: 2018 Camaro ZL1 1LE Join Date: May 2022
Location: Midwest
Posts: 41
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Haha Nov is like a century ago with how rates have changed since then. Good ole Fed doing their magic that won't actually work, but that is a topic for another day/forum haha
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06-12-2022, 02:15 PM | #50 | |
Hot Camaro
Drives: '20 2SS Convertible 6MT Join Date: May 2020
Location: CT
Posts: 3,539
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Lenders in certain regions will do different things, and may have different agreements with dealerships. I have essentially "perfect credit" (there's no such thing) and the dealerships I bought two cars through in the last three years couldn't get me super-low rates because no lenders would offer it to THEM. In other words, the dealerships wanted their back-end cash from securing the loan in the first place so the rates I could get were basically average. Your best bet is to negotiate your absolute best deal, try for your best financing deal, and then decline everything and offer to pay with a cashier's check. Dealerships get kickbacks from the lenders for securing the loans. If you don't get a loan, you could be taking money out of their pocket and their tune might change... |
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06-14-2022, 11:35 AM | #51 | |
Drives: 2024 Black ZL1, M6 Join Date: Mar 2014
Location: Murrieta, CA
Posts: 328
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06-14-2022, 11:39 AM | #52 | |
Hot Camaro
Drives: '20 2SS Convertible 6MT Join Date: May 2020
Location: CT
Posts: 3,539
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Many of the consumer-facing services that show credit scores have shifted to using a newer model that caps out at 900. Look at the score provided by your credit card company or actually ask a car dealership to show you the credit report and score they pulled for you for a loan and you'll see those are all based on the 850 cap of the original models. Your score is "Excellent". Period. Whether it's 815 out of 850, 860 out of 900, 95 out of 100, or anything else similar. |
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06-14-2022, 11:40 AM | #53 |
Drives: 2019 zl1 6 speed Join Date: Jul 2017
Location: Lake Havasu Arizona
Posts: 989
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Experien credit score is different than what lenders use. Usually lower than experien. Example I have 838 exp score, at dealership I have 799. Anyways, I need a car, can't find any on here, they sell too fast. So my options are 60k zl1 no mods( red)15k miles, or 62k zl1 15k miles no mods (white), or 62k zl1 with mods like headers and such with 31k miles. All 2017's, what do you guys think?
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06-14-2022, 11:49 AM | #54 | |
Drives: 2023 and 2024 Convertibles Join Date: Apr 2021
Location: North of Indy
Posts: 300
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No mods red one |
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06-14-2022, 04:20 PM | #55 |
Drives: Your Mom Join Date: Jan 2022
Location: Tucson, AZ
Posts: 109
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06-14-2022, 05:41 PM | #56 | |
Drives: 2017 Camaro 2SS A8 Join Date: May 2019
Location: USA
Posts: 1,656
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Quote:
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Roto-Fab w/sound tube delete, Katech ported TB, Pray IM, Velossa, DD side markers, DSX FF, UPR Catch can, Halo brace, My custom vent gauge pod
Originally Posted by arpad_m - “Aww, yet another oil thread with almost the same question in the OP“ |
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