Snapshot from progressive

[burton227]

So I am all for getting discounts on my insurance, I need all the extra cash I can get for mods . But has anyone tried this? I feel like if the insurance company knew how I actually drove my rates would skyrocket Anyone have any experience trying it out and what are your driving habits?

[two_wheel_mayhem]

With Snapshot, three driving habits help shape your personalized rate: your number of hard brakes, the number of miles you drive, and the amount of time you spend driving between midnight and 4 a.m.

I like using the Brembos, I brake hard on purpose. Of course this time of year they would just think I wasn't using their device because the Camaro is parked for the winter.

[two_wheel_mayhem]

Originally Posted by Comrando

I don't have Progressive. Do you think they would let me use one and then if they give me a lower cost if I sign with them?

If so I would put it in my car and drive so f'kn hard they could only imagine the box was messed up

If I was serious about it, I would put it in my mom's car.

Sir, they are offering a 30 days free trial with snapshot to try to get people to switch.

[KJS]

Because of that hag Flo, I wouldn't go to Progressive if they paid me to switch.

[Retro69]

All the major insurance companies are offering this same "deal". I've been with Allstate for twenty-something years and my agent recently offered this to me and my wife. My wife directly asked her what would happen when the "snapshot" records my autocross runs. Her reply was something along the lines of "Well, maybe that's not a great option for you guys." ROFL


Sent from my iPad using Tapatalk HD

[Camarolover85]

I did it when I had a corolla. Basically drive like a grandma for 60-90 days. Don't stop quickly or suddenly and avoid driving during rush hour traffic, late at night or "bar let out" time and avoid high speeds. Ala 75+.

I did it and received a good discount, 20% or so. Went from like $140 down to $108 I believe.

[ChrisBlair]

As long as I am not costing them money in claims and pay my premiums on time, they should not give a damn about how I drive.

As soon as I cost them money in claims they can care all they like.

That's the deal.

[shibbs]

The problem with that unit, when I tried it, is that it was EXTREMELY sensitive. What they considered "hard braking" was me letting off the gas to decelerate and just covering the brake pedal to get the taillights to light up.
Maybe it's the angle of the OBD port on the Camaro (btw, it got in the way of my clutching foot when I was wearing boots) but it was a joke.
There's a section of their site where you can monitor the information the unit sends.

[Vroom_vroom]

Can it tell what car it's on? I wanted to stick it on one of my moms cars. She drives the Lexus like she was 80


Sent from the desert.

[Gee]

Originally Posted by Vroom_vroom

Can it tell what car it's on? I wanted to stick it on one of my moms cars. She drives the Lexus like she was 80


Sent from the desert.

Yeah its like Onstar for obd2. Reads gps, speed, vin etc.. So it knows when you are sleeping, it knows when youve been good.....

[sonnydurden]

My manager did it on his Civic.. He got frustrated because he couldn't get any savings. He said if he drove any less alive, he would be standing still.. Lol

[Chaotic73]

My wife did it in her car and got a 30% discount.

[Lil' Nasty]

Originally Posted by Chaotic73

My wife did it in her car and got a 30% discount.

My mom did this and she got the same discount. but you have to drive almost perfect. no hard stops. cannot change lanes a lot, not drive at odd hours of the night etc. Not to hard to do.

[Chaotic73]

Originally Posted by Lil' Nasty

My mom did this and she got the same discount. but you have to drive almost perfect. no hard stops. cannot change lanes a lot, not drive at odd hours of the night etc. Not to hard to do.

I did it as well but only got a 4% discount, they said I had a lot of hard stops. I disagree with what they call a hard stop, but 4% is better than nothing.