the GF bought a dodge from a honda dealership while i was at work.... - Page 2

rez333 · 11-21-2012, 12:15 PM

Quote:

Originally Posted by PYROLYSIS

Can't believe people this day and age still shop for payments instead of bottom line price.

This.

Salespeople are crooks and experts at screwing you, but heck - we should at least educate ourselves with their tactics! Ignorant people should not deal with sales-people. We consult "better" people for investments, our health, and our children - why not buying cars?

pocketcthulhu · 11-23-2012, 02:25 PM

So Wednesday we Roll up to the dealership in the new car and the sales man who sold her the car comes up and starts talking, He tells us there was some kind of hitch with the financing and they had to raise the rate to something like 5.49 and precedes to tell us that's a really good rate.... I took a couple minutes to educate him on what a Good rate is on a car and left him sputtering in the parking lot (my first car with no credit was 2.9 and apparently I left such an Impression on the gf doing this I had to tell the story to both sides of the family over thanksgiving)
So we get into the financing office and here is where I was impressed, They explain the bank went up a hair on the rate they originally signed on and this increased the price so what they did was knock off about $200ish of the price and got the car payment slightly lower than what it was the first time.

Aside from my run in with the salesman I didn't feel like burning the place to the ground when we left.

flyinlow89 · 11-23-2012, 04:38 PM

$200 made a difference in payments?

FINALLYSATISFIED · 11-23-2012, 05:13 PM

Quote:

Originally Posted by pocketcthulhu

So Im not pissed that they sold her her a dodge caliber for 2k higher than it's bb value nor that they low balled her mustang trade in for 1.1k less than it's bb value. she tells me they called her today and said that they are changing her monthly payments to something higher than what she agreed on and signed the contract for.

now before I go headbutt the sales manager and talk to my lawyer do you guys have any advice?

She has 3 days or something like that to take back the car. Read the fine print.

yotaman96 · 11-23-2012, 05:32 PM

Quote:

Originally Posted by MY1STCAMAR0

She has 3 days or something like that to take back the car. Read the fine print.

That's not true. That's for door to door salesmen.

ec1990 · 11-23-2012, 08:43 PM

Quote:

Originally Posted by yotaman96

That's not true. That's for door to door salesmen.

Yep. It's if you're not at the business I believe where it's impossible for you to have all the information at your service.

Although in some states there is a caveat for a gym membership I believe.

FINALLYSATISFIED · 11-24-2012, 02:05 AM

Quote:

Originally Posted by yotaman96

That's not true. That's for door to door salesmen.

Yes it is true. I purchased a 2012 Chrysler 300 and had 3 days to return it which i did. It was also in the contract. Some dealers give you 7 days but their is a mileage limitation as well before you have to keep the vehicle.

willhe64 · 11-24-2012, 05:21 AM

My advice? Get a new girlfriend

Mr. iNCREDIBLE · 11-24-2012, 09:47 AM

Quote:

Originally Posted by MY1STCAMAR0

She has 3 days or something like that to take back the car. Read the fine print.

Quote:

Originally Posted by MY1STCAMAR0

Yes it is true. I purchased a 2012 Chrysler 300 and had 3 days to return it which i did. It was also in the contract. Some dealers give you 7 days but their is a mileage limitation as well before you have to keep the vehicle.

That is State specific. In California there is a "No cooling off period" law, meaning once you sign you cannot bring it back period end of story. Some dealers have an internal policy that allows it, I know my Chevy dealer does allow 5 days, but that is on the dealer, they do not have to do it, the law is on their side in the matter.

It also means that if they can't get you financed, they can ask for the vehicle back and charge you for the usage/mileage on it since you left the lot.

This is one of the reasons I take in my own financing, because frankly I do not grasp the concept of signing a contract without the dealer actually having the financing in place and the finance company having actually transferred the funds prior to releasing the vehicle, this is 2012; an EFT can be made to happen in minutes, there is no excuse for a dealer taking several days to find out they could not get you financed.

--

pocketcthulhu · 11-25-2012, 06:32 PM

Quote:

Originally Posted by willhe64

My advice? Get a new girlfriend

Trust me she got an EARFULL when I got off work.

Quote:

Originally Posted by flyinlow89

$200 made a difference in payments?

a minor difference I wouldn't of even noticed the change. well i should say it canceled out the increase the interest caused.

tones2SS · 11-28-2012, 05:20 PM

Quote:

Originally Posted by pocketcthulhu

They explain the bank went up a hair on the rate they originally signed on and this increased the price

So, is that even legal? They can raise the rate AFTER you sign papers and charge you the new rate? That doesn't seem right.
Good thing you kept your cool. I would have been heated as well.

woodstock · 11-29-2012, 01:31 PM

Quote:

Originally Posted by pocketcthulhu

So Im not pissed that they sold her her a dodge caliber for 2k higher than it's bb value nor that they low balled her mustang trade in for 1.1k less than it's bb value. she tells me they called her today and said that they are changing her monthly payments to something higher than what she agreed on and signed the contract for.

now before I go headbutt the sales manager and talk to my lawyer do you guys have any advice?

They can't change the payments they signed a contract.,Bring the dam thing back!

slowbra1 · 11-29-2012, 10:02 PM

Quote:

Originally Posted by pocketcthulhu

So Im not pissed that they sold her her a dodge caliber for 2k higher than it's bb value nor that they low balled her mustang trade in for 1.1k less than it's bb value. she tells me they called her today and said that they are changing her monthly payments to something higher than what she agreed on and signed the contract for.

now before I go headbutt the sales manager and talk to my lawyer do you guys have any advice?

It sounds like they are trying to increase points/interest rate after the fact, I would no way go for it, call your states Attorney Generals office in Arkansas here is the number to the consumer protection division.

Go here
Arkansas Attorney GeneralConsumer Protection Division

501-682-2341
800-482-8982 (statewide)
501-682-8118 (fax)consumer@arkansasag.gov

11-23-2012, 02:25 PM	#16
pocketcthulhu Drives: 2014 2ss/RS 5th gen Camaro #2 Join Date: May 2012 Location: arkansas Posts: 496 View My Garage	So Wednesday we Roll up to the dealership in the new car and the sales man who sold her the car comes up and starts talking, He tells us there was some kind of hitch with the financing and they had to raise the rate to something like 5.49 and precedes to tell us that's a really good rate.... I took a couple minutes to educate him on what a Good rate is on a car and left him sputtering in the parking lot (my first car with no credit was 2.9 and apparently I left such an Impression on the gf doing this I had to tell the story to both sides of the family over thanksgiving) So we get into the financing office and here is where I was impressed, They explain the bank went up a hair on the rate they originally signed on and this increased the price so what they did was knock off about $200ish of the price and got the car payment slightly lower than what it was the first time. Aside from my run in with the salesman I didn't feel like burning the place to the ground when we left. __________________

11-23-2012, 04:38 PM	#17
flyinlow89 Smoke Alotapotomous Drives: 2010 Camaro SS Join Date: Jun 2011 Location: Brechin, Ontario Posts: 955	$200 made a difference in payments? __________________ 2010 Camaro TT SS. AGP twin Turbo

11-24-2012, 05:21 AM	#22
willhe64 Drives: 2012 45th Vert, 2011 4x4, 9sec Vega Join Date: Mar 2012 Location: Canada Posts: 2,188	My advice? Get a new girlfriend __________________ I feel it only fair to warn you, I have a black belt in CAPS LOCK.