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Pyroguy... I meant the bank makes the insurance payments for you out of escrow so that is one less thing you have to deal with.
You are winning. Great job.
Fran... living debt free is a goal, not something most people can automatically do. But if you buy into the idea that it is attainable and put in the work and sacrifice toward it you can do it. It is no different than any other achievement that people accomplish.
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