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I'd say that's pretty generous of them to even offer the 20%. Personally I would ask the body shop to open two repair orders if they have to and have the whole car painted. They can open one to bill the hood only, and a second one for the rest of the car. That way you can have the dealership pay their portion and you can get the car painted. It will happen to the rest, it just shows up first over the hood because engine heat accelerated it. I see it a lot on older, dark cars.
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