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Lending club is what you need, its not a bank nor a credit union. Its a peer to peer loaning union that will give you a really low interest, it was 11 point something for me. Which is amazing compared to the 21-23 most credit cards have. They will request check stubs and other documents before processing your loan and will take about a week after you get approved to get the founding for your loan and after that it’ll deposit straight to your bank account. I really dont think there’s anything else out there better than this.
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