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+1 get yourself one or 2 for each car
I'm 39 and haven't even been in a fender bender in 19 years and never been in a personal injury accident, until last fall. Coming home from a friends house I drove through an intersection with a stoplight (which I pass through at least 2x a day) and while it was green I was T-boned in the drivers side by a car containing 3x 17 year old's. I was driving my wife's GMC Envoy and did 1 full roll over and landed on the wheels. No serious injuries but prolonged back pain with 2 herniated disks. I didn't have collision on the SUV and it's totaled.
Now here's the fun part, 17 year old female driver of the Nissan Sentra that hit me says I ran the red light. I have a 3rd party witness that says they (the sentra) ran the light and yet 9 months later I am still going through lawyers and have not seen a cent for replacement of my vehicle let alone any medical reimbursement.
I now have a dash cam in each vehicle, 2 of which have front and rear cameras. If I had had a camera in the Envoy recording the accident I wouldn't need a lawyer or their 33-40% cut of my reimbursement for losses.
a $100-200 investment in a little piece of technology would have saved me months of fighting with lawyers and insurance companies as well as THOUSANDS in lawyer commissions.
On a side note; 1) I won't EVER purchase any policy from state farm. Their company policy is to apparently deny any claim, draw out the process for as long as possible and hope you either go away or settle for pennies on the dollar. 2) Parents, please tech your children to do the right thing in a bad situation & take responsibility for their actions, like I hope your parents taught you. -Rant over.
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2017 1LE Camaro Hopeful
1998 Trans Am M6, Bolt Ons (Daily Driver)
2005 Eddie Bauer Expedition (Family Vehicle)
2007 Z51 Corvette M6 (Salvage Project Car)
1987 Trans Am 350tpi A4 RIP
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