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While a buddy of mine was in college him and another friend rented a small house together. After some drinking my friend picked up a sleazy chick at the bar. Brought her home did some more drinking with her and the roommate. Then she ended up sleeping over but my friend doesn't remember much after doing what drunk naked college kids do. He's pretty sure she drugged them. But they woke up and both their wallets were gone their cellphones their lap tops an Xbox and two tvs were also missing. The chick doesn't take either of their cars or guns that she could easily have taken along with the other stuff. It took him forever to get all the stuff he lost in his wallet replaced like Id social security card and bank cards.
But when I saw the title "screwed by a thief" I expected a story like that. Good luck worth the insurance. Make sure to fight every low ball value and payment they offer. They are most likely going to try to get out of it by spending the least amount necessary. Sorry to hear all this.
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