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I don't conceal carry, yet.
But when I do, the answer will be yes. The firearm is there for protection. It's not a very useful tool if I have to take that split second to have to rack the slide to be ready. The firearm will not come out of the holster unless:
A) I am getting ready to use it for self-defense, in which case it better be 100% ready
or
B) I am putting the handgun away when I get home, and even then I'm not entirely certain I need to remove it from the holster...so, just keep the round chambered...
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