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Old 01-31-2015, 07:50 AM   #117
Norm Peterson
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Drives: 08 Mustang GT, 19 WRX
Join Date: Jul 2012
Location: Eastern Time Zone
Posts: 6,990
Quote:
Originally Posted by ron123 View Post
Another potential benefit of onstar: (i'm not an insurance salesman, ha ha)
Some insurance companies discount premiums if you allow a feed from Onstar, and mileage driven in 6 month intervals is below average.
e.g. State Farm's Drive Safe & Save program collects mileage automatically from onstar if you allow onstar to send it to them - then State Farm adjusts insurance rates every 6 months if you qualify. However, if you suddenly start driving lots in the next period rates can go up. You have the option of terminating State Farm's Drive Safe & Save program at any point.
https://www.statefarm.com/insurance/...rive-safe-save
Ron
If my insurance company needed periodic proof of how much driving I was doing, I'd rather have my agent read the odometer directly or submit pictures with a statement that they were from the car being insured.

I've got a big problem with any program that penalizes you for hard braking if it cannot determine the circumstances under which you use the brakes harder than some "average". To the best of my knowledge, that still means 'all of them'.


Norm
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