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Some of the high prices are agent driven. I've had Allstate for over 35 years and was with my agent since coming to NY in 2000. I was paying about $1400/6 mo. for full coverage on an '05 Avalanche, '11 Equinox, and the ZL1. He retired last year and the new agent who took over called and said they were reviewing clients and it looked like I was paying too much. They came back with more coverage at $725/6 mo. I asked why I was not given this plan before and they said you had to ask the previous guy about that stuff, he would just write you the one he could get the most commission for. Guess it never hurts to pound them at every renewal.
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