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Ouch. Glad you're alright man. I can attest to how freaky it can be, Explorers being as unstable as they are. I was lucky enough to evade such an accident back in January. But the important thing is that you're alive and got away with a small cut and a few bruises.
So how much did the insurance give you for the wreck? Retail or Trade value? Either way you probably got jipped big time. They may hold up well to abuse but the trade value will drive ya mad..
Just take it easy and watch that neck. Too bad you can't clunker it now.. :/
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