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Old 05-20-2014, 06:23 PM   #21
Mr_Draco


 
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Drives: 2SS/RS
Join Date: Sep 2008
Location: Western North Carolina
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Quote:
Originally Posted by richard200593 View Post
Thank all of you very much it's glad to have a little help in understanding all of this. I will definitely try and talk to my doctor about going on disability and not light duty as my company honestly has me doing nothing but sitting around anyway.
Before you ask your doctor, talk to HR first. Most companies require you to take disability insurance in order to draw a paycheck during the time you are disabled. If you are not paying for Short Term Disability, then you may not get a paycheck during the time you are out. WC will eventually pay you for the time you was out but only after everything else has been taken care of and I've seen numerous people not get their 1st WC check for 6-8 months or longer. Also keep in mind disability and WC may be less than what you are currently getting on light duty. Every company I've worked for only pays for 20 hours of whatever your hourly rate is.

Quote:
Originally Posted by richard200593 View Post
Does wc really deny claims that often? The injury happened at work, mentioned it to the company that day, and two weeks later pain became unbearable and went to a doctor and found out I was working with a torn meniscus. I feel like it should be open and shut work injury case
The only time I've ever seen WC deny a claim is if it was an existing condition and the accident simply brought the condition to light so you finally noticed it.
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