Quote:
Originally Posted by 102SS
The insurance does not cover your car on track,any attempt to make a claim would be fraud... a serious crime.
Your insurance company can cancel your insurance if they find out you race it.
If you get cancelled good luck finding a new company to take you on as you get flagged.
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It all comes down to how you treat your insurance company. If you get in an accident (regardless of where it is) and you try to conceal any part of the incident in order to get a "better" insurance claim, you're defrauding your insurance company. Plain and simple.
I see that all the time and it saddens me. People are always giving their "advice" to intentionally leave out certain parts of the story so the insurance company will cover you. I find this kind of behavior deplorable. If you did something wrong, own up to it. If you know you were at fault, own up to it. There's something to be said about being an honorable person.
That being said, I don't know what insurance company some of y'all have, but mine doesn't send out "spies" to the local drag strip just to record every license plate they see and cancel anyone on their policy that they see there.
I guarantee you they have better things to be doing on a Friday or Saturday night.
If someone's insurance gets dropped because they were drag racing, there's likely more to the story than you're being told. Likely the person who was dropped has a sketchy insurance claim history that warranted some additional investigation. And it's entirely likely that the person being investigated was found to be filing these claims after incidents that occurred on the drag strip were falsely reported as happening elsewhere. And an insurance company has every right to drop a person if they feel that person is intentionally engaging in risky driving behavior, especially if that behavior has already cost the insurance company money on previous claims.
Hence the phrase, "you have to pay to play."
If you break something or wreck while drag racing (or autocrossing, or road course driving) don't ever expect that your insurance company will even remotely cover it, so don't even try. The less people we have out there in our community trying to get their insurance company to cover their screw ups, the better off we are.
