[el ess A]

I agree. The OnStar + State Farm discount is likely a scam sham. Since the wife wants it in her Caddy and I've got State Farm, I enrolled. Going up $50 over the last 3 years every 6 months and the car keeps getting older kinda makes me wonder how many CTS wagons are getting banged up.

Issue is, it's a 6-month LAG factor with the program, so you won't even see any discount until the next time you renew. Because they have to keep tabs of your mileage, so I get that. But if it DOESN'T go down next renewal period, I'm dis-enrolling and going with the stated low-mile discount.

If you ask State Farm directly about the low-mile discount, they'll enroll you for that right away, no waiting. I got that on the 2010 SS already, and I don't have OnStar for that car anymore.

Not sure if it's worth it or not- yet. Time will tell. If they send you a rebate check for that percentage, then it might be a true percentage. But they never said that's what they'd do.

I still think it's more of a scam because State Farm rates were jacked up on all my vehicles about 5% when I renewed in January, so there goes your discount for signing up right there. Plus, they'll likely just jack it up 10%, claim that repair costs are going up, then charge you "less", which means they're still making more money than they should. Probably a bait and switch. Or that ACA needs to get paid for...