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When I was 18 back in 1995, and I looked into a new Camaro SS, the cost to insure it in northern NJ was $8,600 per year. That was the cheapest quote from the 4 major insurance companies that serviced NJ at the time and I had no tickets and no accidents on my record at the time. That was just the cost of being in what was then the highest insurance cost area in the country.
Even a Hyundai Accent (if you think an Accent is a POS today, you should have seen it in '95/'96) was going to cost me a little over $4K a year to insure in 1995 money.
On the Camaro, that's approximately 13,000 today-dollars. So forgive me if I don't shed any tears over the extra $80 :-)
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