Quote:
Originally Posted by Msmall143
I think I'll loose the discounts like "safe driver discount" and other things.
I currently pay about $100 a month. If it goes up to $125 or even $150 I'm. Of worried about it. It's not as much that I don't think they will change, it's more that I don't think they will change enough for me to care.
As long as I don't ave to deal with the high risk insurance stuff I'll be fine with it.
Are you an insurance adjuster or something?
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you won't be high risk unless they cite you with 45 over and reckless, and then suspend your license. one of the first question on any insurance application is "have you ever had your license suspended or revoked". and they ask that first for a reason. everything changes if you have to check yes on that one.
and no, never been an adjuster. but I've been buying insurance for almost 25 years, and have seen what the smallest infractions can do. the fact that your insuring a sports car isn't going to help either. insurance companies go on statistical models. and 30 yr old male in a sports car with speeding ticket isn't a good demographic to be in. but again, if your lawyer can get that charge down to something reasonable then you should be fine. but insurance companies look for any reason to raise your rates, and may have given them a hell of a one
