I'm 24. I have not been in any accidents, nor have I ever gotten a ticket. I've experienced a few accidents while being a passenger, and have had a few family members involved in collisions which resulted in emergency hospital visits.
Even though I have never been in an accident while I was driving, I have learned from what I've mentioned above, to ALWAYS drive responsibly. The only times I'll ever even consider attempting "spirited driving," are in the evenings or early mornings, or if I am lucky and turn onto a road with no other cars around in either direction. I rarely ever speed. What I do sometimes, is accelerate, enjoyably
, to the speed limit, or 5-10 over if traffic is non-existent in my immediate area.
0 tickets, 0 accidents whatsoever. And no, I don't plan to knock on wood, or run out and buy a rabbit's foot for my keychain, or any other nonsensical superstitious malarkey.
Just be extra cautious
ALL THE TIME.