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That restriction/actual cost matches my memory for situations like this although at least in the past US military (of a certain rank) could and often did have personal vehicles accompany them to an overseas assignment and it did not make a difference if the vehicle was a day or a decade old. I suspect that is still true.
Of course the vehicle is titled in their name and has to be for a certain amount of time (say, a year) up to the duration of the assignment. Not particularly relevant, but the insurer is often Lloyds of London. Yes, that Lloyds.
Laborsmith
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