If nothing else, it's assures you that you will have NO less than 3500.00 coming at trade in time. My 2003 Jeep liberty is in FANTASTIC shape and never had a problem with it but only would get about 3000.00 in trade in. I know i would get no less than 3500.00, wether from the Gov. or the dealer.
It actually gives us some leverage as far as that goes. The dealer would be more likely to give me the extra money because he knows he could sell it for 5000.00