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Something to keep in mind, you do NOT want a holster visible in the car what so ever.
If an officer comes up to you and they see a gun or holster visible, you will set them immediately uneasy and if it's a new guy they very well may become trigger happy.
If someone approaches you in your car to rob you, if they see it they will protect themselves first and not give you time to react.
Also if someone is walking though the parking lot looking for a car to break into, if they spot a holster guess what they first though is going to be in there mind? That you also have a gun hidden somewhere in your car. You might as well leave a handful of $100 bills on the front seat with a sign that says rob me.
I too carry an XD 9 in my car. I keep my holster underneath the steering wheel. If you look under there you will see the area where it will snap onto. It's completely concealed whether you're sitting there or not and it puts the gun inches away from the ignition switch in case anyone ever asks you to turn the car off without arousing any suspicion.
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