[ParisTNDude]

Most states have either a local or statewide police agency who will provide handgun safety training which would surely define "Loaded" for you. It might be the same agency that trains for "carry permits". I wouldn't take a chance on carrying without knowing exactly what the law says. The trainer will give you a "statute" that clearly outlines the laws. Follow them! Illegal carry is a felony in most states and that's a tough sentence.