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I wouldnt pay out of pocket at all not one penny. You should call there insurance company and if they dont want to give it to you act like you forgot about it and wait for them to do something like that again and trust me they will and when they do snap some photos. I know it seems like a lot but if the parents wont take responsibility for their own kids then it just something that needs to be done. Or you could take the Gran Turino approach and have that kid do a lot of yard work lol.
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