Quote:
Originally Posted by Mr_Draco
No he can't, well not this late he can't. This is just a bluff trying to scare you into giving them the money.
Ask yourself this, since you traded it in, have you ever been asked to make another payment on the traded in vehicle? My bet is no you haven't.
Also something else you can do is call the company you had the loan of the trade in with and inquire about it. If possible go there and request a copy of the sign and dated paperwork for the payoff.
Another thing you can do is mail a Debt Validation Letter via certified mail to the owner. What this will do is prevent them from contacting you in any shape or form about the money for 30 days under the Fair Debt Collection Practices Act (FDCPA) or you can sue them for $1,000 plus damages for EACH contact. If after the 30 days they haven't validated the debt, ALL contact between you about the money must cease or you can sue them for $1,000 plus damages. Another thing, this prevents them from taking you to court or you can sue them for $1,000 plus damages. If you want to learn more about this route go to http://www.creditinfocenter.com/rebu...lidation.shtml |
I totally agree.
Good advice. This dealer sounds like a real peace of work.
Tell you what, why not post his name and number so we can all give him a call and express how unfair he is being. <== actually that is prolly against the forum rules so never mind. Doooh!!
Or you can also have some friend of yours go by the dealer or call and ask about a car like the one you traded in. They may not even have it anymore. I don't remember exactly but isn't there a document you sign that transfers ownership of the vehicle? You can fax that to the finance company you had to provide proof. Just a thought.
But seriously, that dealer is a piece of work. The nerve of this guy. Also, what's up with the lawyer you spoke to? He was no help. I am very sorry you have to go through all this trouble for their mistake.
Please keep us posted. Good luck.