Mazda was sold off (along with everything else) by Ford. It never struck anybody as convenient that Ford didn't 'need' to apply for loans?
I have to say...it's something to wonder; whether or not your situation would be different if Mazda was still under Ford's ownership, gtahvit?...
Sorry to hear about the problems you're having, man.:( It sounds like you're getting this all fixed up mechanically, but I hope the rest of the issue gets cleared up somehow.