Chevrolet Corvette Stingray C7 Forum - View Single Post

*TAG UR IT* · 10-24-2007, 01:18 PM

I wouldn't necessarily change anything you wanted. I would go in there w/ a printout of the vehicle, trim, and options you want. Ask them if they can do a search for this vehicle. There will be one available somewhere. That'll cut all those options out. No one will give you a fully optioned vehicle for that same price. They will eventually sell it to someone else who wants it.

Have all your finances figured out before you go in there. Don't tell them all you can pay is $210 per month. They'll try to get you to finance through them, will up the term of the loan, will probably try to screw you on your trade in, and overall get you paying much more than you should.

Here's what I'd do.

1. Figure out how much the car you want costs. I'd build it on USAA.com to figure out the price of the vehicle MSRP and the cost (what the dealer pays for the car). This includes all options.

2. I'd then call around to ask who'd be interesed in selling a car to you for $200 over their cost. Someone will do it. Speak to a sales manager over the phone. Don't haggle over questions w/ a sales rep. Eventually, they have to go through their sales manager anyways. Just go directly to the source. Get a yes or no.

3. Figure out the worth of your trade in. Keep any problems quiet. That'll just lower the amount they are willing to give you. Detail your trade in. That'll up the value. Check the BB value for it first. Get an idea of what it's worth. Take what you feel it's worth from the KBB, knock off some cash and that's what they will offer. Don't expect what it says in the book. If they offer what's in the book, take it..hehehe

Now...when you take your used car in to have it checked for trade in value, remember, the value they give usually only stands for a week....or something like that. So, I'd try to get the Cobalt ordererd first. That way it can be delivered to your dealer and be on the lot when you go in to have your trade in looked at.

Do you have a financing company in mind? Call around for rates. Get a good idea of the standing APR. Then, when you go into buy your Cobat and trade in the used, make sure you tell the guys you are interested in what they can do for you on financing. Tell them you are planning on calling your bank to see if they will beat it. The dealer will usually lowball right off the bat to beat the bank's rate.

Call the bank, ask them if they can beat it. Usually they will match. Tell the dealer you are going to go w/ the bank because it's going to save you money since the payments are automatic out of your account. The dealer will want to lower just a bit more to sweeten the deal. It's your call from there. That's how I got 4.4APR on our Kia. The regular rate was 6.6APR.

You can do it at $210 per month...but what do you have as a downpayment and what kind of trade in/value do you have? Otions, etc. and that will define what your payments would be over different loan times.

10-24-2007, 01:18 PM	#27
TAG UR IT www.Camaro5store.com Drives: 2014 ZL1 #705 Join Date: Jul 2006 Location: SA, Texas Posts: 26,544 View My Garage	I wouldn't necessarily change anything you wanted. I would go in there w/ a printout of the vehicle, trim, and options you want. Ask them if they can do a search for this vehicle. There will be one available somewhere. That'll cut all those options out. No one will give you a fully optioned vehicle for that same price. They will eventually sell it to someone else who wants it. Have all your finances figured out before you go in there. Don't tell them all you can pay is $210 per month. They'll try to get you to finance through them, will up the term of the loan, will probably try to screw you on your trade in, and overall get you paying much more than you should. Here's what I'd do. 1. Figure out how much the car you want costs. I'd build it on USAA.com to figure out the price of the vehicle MSRP and the cost (what the dealer pays for the car). This includes all options. 2. I'd then call around to ask who'd be interesed in selling a car to you for $200 over their cost. Someone will do it. Speak to a sales manager over the phone. Don't haggle over questions w/ a sales rep. Eventually, they have to go through their sales manager anyways. Just go directly to the source. Get a yes or no. 3. Figure out the worth of your trade in. Keep any problems quiet. That'll just lower the amount they are willing to give you. Detail your trade in. That'll up the value. Check the BB value for it first. Get an idea of what it's worth. Take what you feel it's worth from the KBB, knock off some cash and that's what they will offer. Don't expect what it says in the book. If they offer what's in the book, take it..hehehe Now...when you take your used car in to have it checked for trade in value, remember, the value they give usually only stands for a week....or something like that. So, I'd try to get the Cobalt ordererd first. That way it can be delivered to your dealer and be on the lot when you go in to have your trade in looked at. Do you have a financing company in mind? Call around for rates. Get a good idea of the standing APR. Then, when you go into buy your Cobat and trade in the used, make sure you tell the guys you are interested in what they can do for you on financing. Tell them you are planning on calling your bank to see if they will beat it. The dealer will usually lowball right off the bat to beat the bank's rate. Call the bank, ask them if they can beat it. Usually they will match. Tell the dealer you are going to go w/ the bank because it's going to save you money since the payments are automatic out of your account. The dealer will want to lower just a bit more to sweeten the deal. It's your call from there. That's how I got 4.4APR on our Kia. The regular rate was 6.6APR. You can do it at $210 per month...but what do you have as a downpayment and what kind of trade in/value do you have? Otions, etc. and that will define what your payments would be over different loan times.