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Old 01-15-2011, 11:27 PM   #7
USMCSSGT-RET

 
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Unfortunately, at a 1-2 year term, CD's or bonds are your only options that are safe, secure, and will generate a guaranteed return. A CD is a good choice due to its liquidity. My company has a 1 year CD paying 2.86% dividends at an APR of 2.9%, but you can only put in $3K principal. Other than that, like you said, most rates aren't great, but they're better than nothing.
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