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Something like this almost happened to my brother about a year ago. He noticed a few cent's being deducted on random dates on his bank statement so he called the bank to ask wtf.
They told him it was good he caught it as someone was trying to hack his account. What happens is is a hacker uses random numbers trying to deduct very small amounts from someones checking account until one clears a few times then they wipe you out. Luckily he caught it and they changed his account number for him.
I still have the first credit card I applied for way back when I had no credit and its the type of card that only has a $250 limit that can not be increased. It used to have a crazy high interest rate and annual fee, but I got those taken care of with the Sailors and Soldiers Act when I joined the Air Force.
I love that card because its now the card used for most of my online shopping, and attached to my itunes, xbox live, etc accounts. Sucks to get hacked but if it happens oh well I'm only out $250.
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