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about a week after I got my Malibu I was parallel parked across the street from work. A temp backed into my car, and thankfully there was a bunch of people outside on break and witnessed it. I was paged up front to deal with it. I couldn't see any damage but asked for their insurance info anyhow incase I saw something later when I had time to really look it over. Thats when I got the "I don't have insurance". I thought for a second and said "thats ok, a police report will cover me just the same" and called the Sheriff. Needless to say that lowlife never came back.
Moral of the story....ALWAYS cover your ass.
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