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Old 08-03-2010, 01:24 AM   #42
fielderLS3


 
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Drives: 2016 Mazda6, 2011 Mustang 5.0
Join Date: Mar 2010
Location: Portage, Wisconsin
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Quote:
Originally Posted by DGthe3 View Post
Why do you care about the long term effects when the ownership is short term? Makes no sense to me. Sorta like worrying about the cost of replacing an engine for a car, when you only have a 3 year lease.

Did you also read that they came away from the financial and auto melt down of 2008 nearly unscathed?
Because nothing involving the government is ever, ever, ever short term. History has proven that once the government wraps its tentacles around anything, it never lets go, it keeps squeezing harder.

The financial company GM is going after did fine because it charged high enough interest rates to make a profit by taking on the risk.

I should probably clarify that this individual finance company is not my concern. I am worried about GM owning any finance company because the temptation to give out loans to people at rates too low to cover people's credit risk to keep the cars moving will at some point be too much to resist. GM is a car company, not a finance company, and when I see GM looking to get into the finance business again, I see them repeating the same old mistakes that got them in trouble with GMAC. I fear they are sowing the seeds of yet another "rob Peter to pay Paul" business plan.
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