Quote:
Originally Posted by gtahvit
That is exactly what my ins co said. But, since it wasn't my fault, with a police report to prove it, they would seek complete reimbursement from the other driver's insurance co. So, I could use my company as a meidator but I would be at risk if they didn't get 100% reimbursement.

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Since Progressive has accepted liability, you shouldn't have anything come out of pocket unless the other driver didn't have enough coverage. If that's the case, you'd still be screwed for being responsible for the balance of what's due, so going with your company will not effect your rates and nothing should come out of your pocket unless there some depreciation in a tire or shock or something that's considered a wear item.