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Just take out a small loan and use that with the $2500 to get a decent used car. Trust me, if I had actually thought things through I could have kept my Camaro and gotten it's payments down pretty close to what I am paying for my tC now. Kicked myself in the @$$ for a while for it (still do every time I see a Camaro on the road), but I'm considering it a lesson learned the hard way: NEVER trade in a car that you can't at least break even on.
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