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11-15% is normal.
I just look at last years return, factor in a 5% increase in wages, do an estimate tax return with taxcut, divide the Fed. & State amounts by 52 and have that amount withheld from my check every week.
I don't claim married and a number. This way I get a couple hundred back, the government did not get an interest free loan with much of my money all year & I avoid any penalties.
I was bummed that I could not get the interest write-off from my Camaro, past the income limit. Nobody said there was an income limit on the new car sales tax rebate when I bought the car.
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Ordered 11/08/08....Del. 08/05/2009 Loving every minute of it! Don't hate me because i'm Pretty.... 
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