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Do not sign or verbally agree to anything. Insurance companies are notorious for this behavior.
What is excessive medical care? Really! Depending on the coverage she has, the insurance company has an obligation to cover all associated medical care and they have to prove that what the chiropractor provided was excessive.
I would ask the insurance company why they believe the care is excessive.
Is this the offending party's insurance company she is dealing with? If so, you must play hardball with them. They try and berate and hardnose people and manipulate them into thinking they are getting a deal of a lifetime. If he caused the accident and caused $5k in damages and ongoing medical care cost $3500, I would expect my car to be made whole as well as my health regardless of the cost.
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It's got a cop motor, a 440 cubic inch plant, it's got cop tires, cop suspension, cop shocks. It's a model made before catalytic converters so it'll run good on regular gas. What do you say, is it the new Bluesmobile or what?
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