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My wife was in an accident a few years ago and we handled it ourselves.
The car had about $9k of damage, and she had a concussion. She had two separate MRIs done. Bottom line, the insurance paid for all of her medical costs, the cost of the car repair, they paid for the rental car while hers was in the shop, and we got some money for her injuries as well. We did not need a lawyer.
FYI, it was an unisured motorist, so we dealt with our insurance company. They initially did try and low-ball us. Do not sign any settlement offer until you know what your total bills are (medical and car related).
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