[67 Convertible]

I think the "settlement" should be negotiated by a lawyer, they usually take 1/3 of the settlement with no up front costs to you.

I was rear ended about 8 years ago, slight back and neck injuries....I asked his insurance to pay for:

1) vehicle repair ($4,000)
2) rental car while mine was in shop, ($300)
3) Pay my medical bills, emerg. rm, chiropractor and therapy ($2,200)

I did not want any extra money for my inconvenience, so they would only have to pay $6,500 total... out of that only $2,200 medical.

They dicked me around and refused to pay the medical saying it was excessive. After numerous conversations with his insurance company and not being able to get them to budge on the medical, I told them I was retaining an attorney.

Now I'm really not the kind of guy who sues anyone, in fact this was my first and only time, but his insurance co. was really giving me a hard time about paying my medical bills.

Short version: My lawyer sued for $30k, they settled for $25k. The lawyer got $8,300, they paid all my claims which was $6,500 and I pocketed $10,200.

So his insurance could have done the right thing in the beginning and it would have only cost them $6,500......instead they dicked me around and it cost them $25k.......