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Old 11-17-2009, 01:27 PM   #3
Xanthos
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Drives: Formerly-Stick
Join Date: Mar 2008
Location: Oklahoma
Posts: 12,588
Quote:
Originally Posted by nova View Post
First thing he needs to do is get out of the realm of "I think" and get into the realm of "I know."

Go up to or call the CU and just ask them. "I'm having financial trouble, what would happen if I turn in the vehicle to you and the auction doesn't cover the loan balance." Sometimes that outcome can be negotiated if you turn it in because then they don't have to pay for repo.

Once he knows what will happen, then he can start deciding what the best course of action is.


Awesome advice here.

Thats a bummer though... going to trash his credit score if he has to turn them back in, even if it was voluntary...
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