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In Cincinnati at least, officers can also work off-duty details which counts in their overall pay but does not earn benefits (pension, leave, etc.). It can sometimes be a net benefit to the city as private businesses are paying much of the cost and the net result is a greater police presence in the community at little cost to the city.
That said, some of these guys and gals are working a lot of overtime and a lot of extra details. One guy in Cincinnati who made close to $300k one year was working 100+ hours a week based on a story in the local paper calling this practice out. Police need to sleep and have some downtime as well. Lack of either can lead to poor decisions or accidents on duty.
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